HomeTrust Bancshares (HTB) vs VersaBank (VBNK)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
VersaBank (VBNK) has outperformed HomeTrust Bancshares (HTB) over the past year, gaining 75.1% versus a gain of 14.3%. Over five years, VBNK leads with a +86.2% price change compared with +58.4% for HTB. HomeTrust Bancshares is the larger company by market cap ($767.7 million vs $709.3 million), about 1.1 times the size.
On valuation, HomeTrust Bancshares trades at a lower forward P/E (10.6x vs 11.1x for VersaBank). HomeTrust Bancshares offers the higher dividend yield (1.14% vs 0.11%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | HTB | VBNK |
|---|---|---|
| Share price | $46.43 | $21.88 |
| Market cap | $767.66M | $709.33M |
| 1-day change | +0.65% | -0.09% |
| YTD return | +7.43% | +46.19% |
| 1-year return | +14.32% | +75.06% |
| 5-year return | +58.41% | +86.22% |
| P/E ratio (TTM) | 12.19 | 28.79 |
| Forward P/E | 10.55 | 11.15 |
| EPS (TTM) | $3.81 | $0.76 |
| Dividend yield | 1.14% | 0.11% |
| Annual dividend | $0.53 | $0.025 |
| 52-week high | $52.50 | $25.05 |
| 52-week low | $38.30 | $11.25 |
| Distance from 52-week high | -11.56% | -12.65% |
| Analyst consensus | buy | buy |
| Avg. price target upside | +19.00% | +16.54% |
| Average volume | 193.70K | 125.90K |
| Shares outstanding | 16.53M | 32.42M |
| Employees | 585 | 131 |
| Sector | Finance | Finance |
| Industry | Savings Institutions | Commercial Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- VBNK has outperformed HTB by 60.7 percentage points over the past year.
- VersaBank trades at a higher earnings multiple (28.8x vs 12.2x trailing P/E).
- HomeTrust Bancshares offers a meaningfully higher dividend yield (1.14% vs 0.11%).
About HomeTrust Bancshares
HTB stock →HomeTrust Bancshares, Inc. operates as the bank holding company for HomeTrust Bank that provides a range of retail and commercial banking products and services in the United States.
Finance · Savings Institutions · 585 employees
About VersaBank
VBNK stock →VersaBank provides various banking products and services in Canada and the United States. The company operates through four segments: Digital Banking Canada, Digital Banking USA, DRTC (Cybersecurity), and Digital Meteor.
Finance · Commercial Banks · 131 employees
HTB vs VBNK FAQ
Which is bigger, HomeTrust Bancshares or VersaBank?
HomeTrust Bancshares (HTB) is larger, with a market capitalization of $767.66M compared with $709.33M for VersaBank (VBNK).
Which stock has performed better over the past year, HTB or VBNK?
VBNK returned +75.06% over the past 12 months, compared with +14.32% for HTB (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, HTB or VBNK?
HTB has the lower trailing P/E at 12.2, versus 28.8 for VBNK. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, HomeTrust Bancshares or VersaBank?
HomeTrust Bancshares has the higher yield at 1.14%, compared with 0.11% for VersaBank.
Are HomeTrust Bancshares and VersaBank in the same industry?
Both are in the Finance sector, but in different industries: Savings Institutions for HomeTrust Bancshares and Commercial Banks for VersaBank.