High Templar Tech (HTT) vs Jiayin Group (JFIN)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.
Summary
High Templar Tech (HTT) has outperformed Jiayin Group (JFIN) over the past year, losing 51.5% versus a loss of 88.3%. Over five years, HTT leads with a +43.6% price change compared with -65.8% for JFIN. High Templar Tech is the larger company by market cap ($347.8 million vs $69.1 million), about 5.0 times the size.
On valuation, Jiayin Group trades at a lower trailing P/E (2.1x vs 3.8x for High Templar Tech).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | HTT | JFIN |
|---|---|---|
| Share price | $2.24 | $1.32 |
| Market cap | $347.84M | $69.08M |
| 1-day change | -0.88% | -2.94% |
| YTD return | -36.90% | -77.24% |
| 1-year return | -51.52% | -88.35% |
| 5-year return | +43.59% | -65.80% |
| P/E ratio (TTM) | 3.80 | 2.06 |
| Forward P/E | — | 0.69 |
| EPS (TTM) | $0.59 | $0.64 |
| Dividend yield | 0.00% | 0.00% |
| Annual dividend | $0.00 | $0.00 |
| 52-week high | $5.05 | $11.03 |
| 52-week low | $1.88 | $1.26 |
| Distance from 52-week high | -55.64% | -88.03% |
| Average volume | 115.45K | 53.14K |
| Shares outstanding | 91.79M | 25.33M |
| Employees | 101 | 1,155 |
| Sector | Financial Services | Financial Services |
| Industry | Credit Services | Credit Services |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- High Templar Tech is about 5.0 times larger than Jiayin Group by market value ($347.84M vs $69.08M).
- HTT has outperformed JFIN by 36.8 percentage points over the past year.
- High Templar Tech trades at a higher earnings multiple (3.8x vs 2.1x trailing P/E).
About High Templar Tech
HTT stock →High Templar Tech Limited operates as a consumer-oriented financial technology service company in the People's Republic of China. The company provides aircraft leasing services; technology development and services; and research and development services.
Financial Services · Credit Services · 101 employees
About Jiayin Group
JFIN stock →Jiayin Group Inc. provides online consumer finance services in the People's Republic of China.
Financial Services · Credit Services · 1,155 employees
HTT vs JFIN FAQ
Which is bigger, High Templar Tech or Jiayin Group?
High Templar Tech (HTT) is larger, with a market capitalization of $347.84M compared with $69.08M for Jiayin Group (JFIN).
Which stock has performed better over the past year, HTT or JFIN?
HTT returned -51.52% over the past 12 months, compared with -88.35% for JFIN (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, HTT or JFIN?
JFIN has the lower trailing P/E at 2.1, versus 3.8 for HTT. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Are High Templar Tech and Jiayin Group in the same industry?
Yes. Both are classified in the Credit Services industry within the Financial Services sector.