High Templar Tech (HTT) vs LexinFintech (LX)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.
Summary
High Templar Tech (HTT) has outperformed LexinFintech (LX) over the past year, losing 51.5% versus a loss of 86.6%. Over five years, HTT leads with a +43.6% price change compared with -87.7% for LX. High Templar Tech is the larger company by market cap ($347.8 million vs $114.1 million), about 3.0 times the size.
On valuation, LexinFintech trades at a lower trailing P/E (0.8x vs 3.8x for High Templar Tech). LexinFintech pays a dividend yielding 185.10%, while High Templar Tech does not currently pay one.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | HTT | LX |
|---|---|---|
| Share price | $2.24 | $0.6926 |
| Market cap | $347.84M | $114.13M |
| 1-day change | -0.88% | -3.07% |
| YTD return | -36.90% | -78.82% |
| 1-year return | -51.52% | -86.55% |
| 5-year return | +43.59% | -87.68% |
| P/E ratio (TTM) | 3.80 | 0.81 |
| Forward P/E | — | 1.74 |
| EPS (TTM) | $0.59 | $0.85 |
| Dividend yield | 0.00% | 185.10% |
| Annual dividend | $0.00 | $1.28 |
| 52-week high | $5.05 | $5.94 |
| 52-week low | $1.88 | $0.676 |
| Distance from 52-week high | -55.64% | -88.34% |
| Analyst consensus | — | buy |
| Avg. price target upside | — | +207.54% |
| Average volume | 115.45K | 3.35M |
| Shares outstanding | 91.79M | 129.12M |
| Employees | 101 | 7,169 |
| Sector | Financial Services | Financial Services |
| Industry | Credit Services | Credit Services |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- High Templar Tech is about 3.0 times larger than LexinFintech by market value ($347.84M vs $114.13M).
- HTT has outperformed LX by 35.0 percentage points over the past year.
- High Templar Tech trades at a higher earnings multiple (3.8x vs 0.8x trailing P/E).
- LexinFintech offers a meaningfully higher dividend yield (185.10% vs 0.00%).
About High Templar Tech
HTT stock →High Templar Tech Limited operates as a consumer-oriented financial technology service company in the People's Republic of China. The company provides aircraft leasing services; technology development and services; and research and development services.
Financial Services · Credit Services · 101 employees
About LexinFintech
LX stock →LexinFintech Holdings Ltd., together with its subsidiaries, offers online direct sales and online consumer finance services in the People's Republic of China. The company provides Fenqile, an online consumer finance platform that offers installment loan product, working capital, as well as online direct sales of electronic, home appliance, and general merchandise products with installment payment terms.
Financial Services · Credit Services · 7,169 employees
HTT vs LX FAQ
Which is bigger, High Templar Tech or LexinFintech?
High Templar Tech (HTT) is larger, with a market capitalization of $347.84M compared with $114.13M for LexinFintech (LX).
Which stock has performed better over the past year, HTT or LX?
HTT returned -51.52% over the past 12 months, compared with -86.55% for LX (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, HTT or LX?
LX has the lower trailing P/E at 0.8, versus 3.8 for HTT. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, High Templar Tech or LexinFintech?
LexinFintech pays a dividend yielding 185.10%, while High Templar Tech does not currently pay a regular dividend.
Are High Templar Tech and LexinFintech in the same industry?
Yes. Both are classified in the Credit Services industry within the Financial Services sector.