Jefferson Capital (JCAP) vs Lufax (LU)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
Jefferson Capital (JCAP) has outperformed Lufax (LU) over the past year, gaining 10.9% versus a loss of 73.9%. Jefferson Capital is the larger company by market cap ($1.14 billion vs $800.3 million), about 1.4 times the size. On valuation, Lufax trades at a lower forward P/E (4.8x vs 6.4x for Jefferson Capital).
Jefferson Capital pays a dividend yielding 2.43%, while Lufax does not currently pay one.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | JCAP | LU |
|---|---|---|
| Share price | $19.78 | $0.9234 |
| Market cap | $1.14B | $800.30M |
| 1-day change | -1.22% | -5.91% |
| YTD return | -10.38% | -60.55% |
| 1-year return | +10.85% | -73.90% |
| 5-year return | — | -96.19% |
| P/E ratio (TTM) | 21.73 | — |
| Forward P/E | 6.43 | 4.80 |
| EPS (TTM) | $0.91 | $-0.37 |
| Dividend yield | 2.43% | 0.00% |
| Annual dividend | $0.48 | $0.00 |
| 52-week high | $24.44 | $4.03 |
| 52-week low | $15.50 | $0.922 |
| Distance from 52-week high | -19.09% | -77.09% |
| Analyst consensus | none | buy |
| Avg. price target upside | +42.60% | +169.66% |
| Average volume | 327.54K | 1.15M |
| Shares outstanding | 57.43M | 866.69M |
| Employees | 1,120 | 29,136 |
| Sector | Finance | Finance |
| Industry | Finance Companies | Finance: Consumer Services |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- JCAP has outperformed LU by 84.8 percentage points over the past year.
- Jefferson Capital offers a meaningfully higher dividend yield (2.43% vs 0.00%).
About Jefferson Capital
JCAP stock →Jefferson Capital, Inc. provides debt recovery solutions and other related services in the United States, the United Kingdom, Canada, and Latin America.
Finance · Finance Companies · 1,120 employees
About Lufax
LU stock →Lufax Holding Ltd engages in the retail credit and enablement business to borrowers and institutions in the People's Republic of China. It offers loan products, including general unsecured loans and secured loans, as well as consumer finance loans.
Finance · Finance: Consumer Services · 29,136 employees
JCAP vs LU FAQ
Which is bigger, Jefferson Capital or Lufax?
Jefferson Capital (JCAP) is larger, with a market capitalization of $1.14B compared with $800.30M for Lufax (LU).
Which stock has performed better over the past year, JCAP or LU?
JCAP returned +10.85% over the past 12 months, compared with -73.90% for LU (price return, excluding dividends). Past performance does not predict future results.
Which pays a higher dividend, Jefferson Capital or Lufax?
Jefferson Capital pays a dividend yielding 2.43%, while Lufax does not currently pay a regular dividend.
Are Jefferson Capital and Lufax in the same industry?
Both are in the Finance sector, but in different industries: Finance Companies for Jefferson Capital and Finance: Consumer Services for Lufax.