Lufax (LU) vs Prospect Capital (PSEC)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
Prospect Capital (PSEC) has outperformed Lufax (LU) over the past year, losing 33.1% versus a loss of 73.9%. Over five years, PSEC leads with a -77.5% price change compared with -96.2% for LU. Prospect Capital is the larger company by market cap ($982.2 million vs $850.6 million), about 1.2 times the size.
On valuation, Lufax trades at a lower forward P/E (5.1x vs 5.3x for Prospect Capital). Prospect Capital pays a dividend yielding 28.26%, while Lufax does not currently pay one.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | LU | PSEC |
|---|---|---|
| Share price | $0.9814 | $1.84 |
| Market cap | $850.57M | $982.22M |
| 1-day change | -2.83% | +0.55% |
| YTD return | -60.55% | -28.96% |
| 1-year return | -73.90% | -33.09% |
| 5-year return | -96.19% | -77.51% |
| P/E ratio (TTM) | — | 30.67 |
| Forward P/E | 5.10 | 5.26 |
| EPS (TTM) | $-0.36 | $0.06 |
| Dividend yield | 0.00% | 28.26% |
| Annual dividend | $0.00 | $0.52 |
| 52-week high | $4.03 | $3.13 |
| 52-week low | $0.956 | $1.75 |
| Distance from 52-week high | -75.65% | -41.21% |
| Analyst consensus | buy | none |
| Avg. price target upside | +153.72% | +8.70% |
| Average volume | 1.09M | 4.65M |
| Shares outstanding | 866.69M | 533.82M |
| Employees | 29,136 | — |
| Sector | Financial Services | Financial Services |
| Industry | Credit Services | Asset Management |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- PSEC has outperformed LU by 40.8 percentage points over the past year.
- Prospect Capital offers a meaningfully higher dividend yield (28.26% vs 0.00%).
About Lufax
LU stock →Lufax Holding Ltd engages in the retail credit and enablement business to borrowers and institutions in the People's Republic of China. It offers loan products, including general unsecured loans and secured loans, as well as consumer finance loans.
Financial Services · Credit Services · 29,136 employees
About Prospect Capital
PSEC stock →Prospect Capital Corporation is a Private Equity, Private Debt and business development company. It specializes in middle market, lower-middle market, mature, mezzanine finance, later stage, emerging growth, leveraged buyouts, refinancing, acquisitions, recapitalizations, turnaround, growth capital, development, capital expenditures and subordinated debt tranches of collateralized loan obligations, cash flow term loans, market place lending and bridge transactions.
Financial Services · Asset Management
LU vs PSEC FAQ
Which is bigger, Lufax or Prospect Capital?
Prospect Capital (PSEC) is larger, with a market capitalization of $982.22M compared with $850.57M for Lufax (LU).
Which stock has performed better over the past year, LU or PSEC?
PSEC returned -33.09% over the past 12 months, compared with -73.90% for LU (price return, excluding dividends). Past performance does not predict future results.
Which pays a higher dividend, Lufax or Prospect Capital?
Prospect Capital pays a dividend yielding 28.26%, while Lufax does not currently pay a regular dividend.
Are Lufax and Prospect Capital in the same industry?
Both are in the Financial Services sector, but in different industries: Credit Services for Lufax and Asset Management for Prospect Capital.