Kinsale Capital Group (KNSL) vs Mercury General (MCY)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 10, 2026.
Summary
Mercury General (MCY) has outperformed Kinsale Capital Group (KNSL) over the past year, gaining 24.0% versus a loss of 29.3%. Over five years, KNSL leads with a +103.8% price change compared with +85.8% for MCY. On valuation, Mercury General trades at a lower forward P/E (8.4x vs 15.5x for Kinsale Capital Group).
Mercury General offers the higher dividend yield (1.24% vs 0.25%). Kinsale Capital Group converts more of its revenue into profit, with a net margin of 26.9% versus 9.0%.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | KNSL | MCY |
|---|---|---|
| Share price | $336.98 | $102.75 |
| Market cap | $7.68B | — |
| 1-day change | -0.79% | +0.45% |
| YTD return | -13.84% | +9.24% |
| 1-year return | -29.26% | +24.03% |
| 5-year return | +103.76% | +85.80% |
| P/E ratio (TTM) | 13.67 | 6.07 |
| Forward P/E | 15.53 | 8.39 |
| EPS (TTM) | $24.65 | $16.92 |
| Dividend yield | 0.25% | 1.24% |
| Annual dividend | $0.84 | $1.27 |
| Revenue (latest FY) | $1.87B | $5.99B |
| Revenue growth (YoY) | +18.04% | +9.44% |
| Net income (latest FY) | $503.61M | $541.09M |
| Gross margin | — | 99.75% |
| Net margin | 26.87% | 9.03% |
| 52-week high | $478.71 | $113.06 |
| 52-week low | $287.20 | $74.29 |
| Distance from 52-week high | -29.61% | -9.12% |
| Analyst consensus | hold | none |
| Avg. price target upside | +4.03% | +16.79% |
| Average volume | 243.35K | 295.17K |
| Shares outstanding | 22.78M | — |
| Employees | 711 | 4,380 |
| Sector | Finance | Finance |
| Industry | Property-Casualty Insurers | Property-Casualty Insurers |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- MCY has outperformed KNSL by 53.3 percentage points over the past year.
- Kinsale Capital Group trades at a higher earnings multiple (13.7x vs 6.1x trailing P/E).
- Kinsale Capital Group is more profitable, keeping 26.9 cents of every revenue dollar as net income versus 9.0 cents for Mercury General.
- Kinsale Capital Group grew revenue faster in its latest fiscal year (+18.04% vs +9.44%).
About Kinsale Capital Group
KNSL stock →Kinsale Capital Group, Inc. engages in the provision of property and casualty insurance products in the United States.
Finance · Property-Casualty Insurers · 711 employees
About Mercury General
MCY stock →Mercury General Corporation, together with its subsidiaries, engages in writing personal automobile insurance in the United States. It also writes homeowners, commercial automobile, commercial property, mechanical protection, and umbrella insurance products.
Finance · Property-Casualty Insurers · 4,380 employees
KNSL vs MCY FAQ
Which stock has performed better over the past year, KNSL or MCY?
MCY returned +24.03% over the past 12 months, compared with -29.26% for KNSL (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, KNSL or MCY?
MCY has the lower trailing P/E at 6.1, versus 13.7 for KNSL. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Kinsale Capital Group or Mercury General?
Mercury General has the higher yield at 1.24%, compared with 0.25% for Kinsale Capital Group.
Are Kinsale Capital Group and Mercury General in the same industry?
Yes. Both are classified in the Property-Casualty Insurers industry within the Finance sector.