Mercury General (MCY) vs Selective Insurance Group (SIGI)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.
Summary
Mercury General (MCY) has outperformed Selective Insurance Group (SIGI) over the past year, gaining 20.0% versus a gain of 1.0%. Over five years, MCY leads with a +85.0% price change compared with +8.3% for SIGI. On valuation, Mercury General trades at a lower forward P/E (8.4x vs 9.6x for Selective Insurance Group).
Selective Insurance Group offers the higher dividend yield (1.99% vs 1.23%). Mercury General converts more of its revenue into profit, with a net margin of 9.0% versus 8.7%.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | MCY | SIGI |
|---|---|---|
| Share price | $102.99 | $84.08 |
| Market cap | — | $5.01B |
| 1-day change | +0.68% | -1.23% |
| YTD return | +8.75% | +1.74% |
| 1-year return | +20.02% | +1.03% |
| 5-year return | +84.97% | +8.34% |
| P/E ratio (TTM) | 6.09 | 10.43 |
| Forward P/E | 8.41 | 9.56 |
| EPS (TTM) | $16.92 | $8.06 |
| Dividend yield | 1.23% | 1.99% |
| Annual dividend | $1.27 | $1.67 |
| Revenue (latest FY) | $5.99B | $5.34B |
| Revenue growth (YoY) | +9.44% | +9.78% |
| Net income (latest FY) | $541.09M | $466.41M |
| Gross margin | 99.75% | — |
| Net margin | 9.03% | 8.74% |
| 52-week high | $113.06 | $100.40 |
| 52-week low | $74.29 | $72.78 |
| Distance from 52-week high | -8.91% | -16.25% |
| Analyst consensus | none | hold |
| Avg. price target upside | +16.52% | +21.15% |
| Average volume | 293.62K | 477.57K |
| Shares outstanding | — | 59.57M |
| Employees | 4,380 | 2,800 |
| Sector | Finance | Finance |
| Industry | Property-Casualty Insurers | Property-Casualty Insurers |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- MCY has outperformed SIGI by 19.0 percentage points over the past year.
- Selective Insurance Group trades at a higher earnings multiple (10.4x vs 6.1x trailing P/E).
About Mercury General
MCY stock →Mercury General Corporation, together with its subsidiaries, engages in writing personal automobile insurance in the United States. It also writes homeowners, commercial automobile, commercial property, mechanical protection, and umbrella insurance products.
Finance · Property-Casualty Insurers · 4,380 employees
About Selective Insurance Group
SIGI stock →Selective Insurance Group, Inc., together with its subsidiaries, provides insurance products and services in the United States. The company operates through four segments: Standard Commercial Lines, Standard Personal Lines, E&S Lines, and Investments.
Finance · Property-Casualty Insurers · 2,800 employees
MCY vs SIGI FAQ
Which stock has performed better over the past year, MCY or SIGI?
MCY returned +20.02% over the past 12 months, compared with +1.03% for SIGI (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, MCY or SIGI?
MCY has the lower trailing P/E at 6.1, versus 10.4 for SIGI. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Mercury General or Selective Insurance Group?
Selective Insurance Group has the higher yield at 1.99%, compared with 1.23% for Mercury General.
Are Mercury General and Selective Insurance Group in the same industry?
Yes. Both are classified in the Property-Casualty Insurers industry within the Finance sector.