Mercury General (MCY) vs MGIC Investment (MTG)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.
Summary
Mercury General (MCY) has outperformed MGIC Investment (MTG) over the past year, gaining 20.0% versus a gain of 3.3%. Over five years, MCY leads with a +85.0% price change compared with +70.3% for MTG. On valuation, MGIC Investment trades at a lower forward P/E (7.9x vs 8.4x for Mercury General).
MGIC Investment offers the higher dividend yield (2.19% vs 1.24%). MGIC Investment converts more of its revenue into profit, with a net margin of 60.8% versus 9.0%.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | MCY | MTG |
|---|---|---|
| Share price | $102.73 | $27.43 |
| Market cap | — | $5.63B |
| 1-day change | +0.43% | -1.58% |
| YTD return | +8.75% | -4.62% |
| 1-year return | +20.02% | +3.30% |
| 5-year return | +84.97% | +70.25% |
| P/E ratio (TTM) | 6.07 | 8.57 |
| Forward P/E | 8.39 | 7.87 |
| EPS (TTM) | $16.92 | $3.20 |
| Dividend yield | 1.24% | 2.19% |
| Annual dividend | $1.27 | $0.60 |
| Revenue (latest FY) | $5.99B | $1.21B |
| Revenue growth (YoY) | +9.44% | +0.49% |
| Net income (latest FY) | $541.09M | $738.35M |
| Gross margin | 99.75% | — |
| Net margin | 9.03% | 60.84% |
| 52-week high | $113.06 | $31.89 |
| 52-week low | $74.29 | $24.69 |
| Distance from 52-week high | -9.14% | -13.99% |
| Analyst consensus | none | hold |
| Avg. price target upside | +16.81% | +14.47% |
| Average volume | 293.62K | 2.02M |
| Shares outstanding | — | 205.12M |
| Employees | 4,380 | 542 |
| Sector | Finance | Finance |
| Industry | Property-Casualty Insurers | Property-Casualty Insurers |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- MCY has outperformed MTG by 16.7 percentage points over the past year.
- MGIC Investment trades at a higher earnings multiple (8.6x vs 6.1x trailing P/E).
- MGIC Investment is more profitable, keeping 60.8 cents of every revenue dollar as net income versus 9.0 cents for Mercury General.
- Mercury General grew revenue faster in its latest fiscal year (+9.44% vs +0.49%).
About Mercury General
MCY stock →Mercury General Corporation, together with its subsidiaries, engages in writing personal automobile insurance in the United States. It also writes homeowners, commercial automobile, commercial property, mechanical protection, and umbrella insurance products.
Finance · Property-Casualty Insurers · 4,380 employees
About MGIC Investment
MTG stock →MGIC Investment Corporation, through its subsidiaries, provides private mortgage insurance, other mortgage credit risk management solutions, and ancillary services in the United States, the District of Columbia, Puerto Rico, and Guam. The company offers primary insurance that provides mortgage default protection on individual loans, as well as covers unpaid loan principal, delinquent interest, and various expenses associated with the default and subsequent foreclosure on the mortgage or sale of the underlying property.
Finance · Property-Casualty Insurers · 542 employees
MCY vs MTG FAQ
Which stock has performed better over the past year, MCY or MTG?
MCY returned +20.02% over the past 12 months, compared with +3.30% for MTG (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, MCY or MTG?
MCY has the lower trailing P/E at 6.1, versus 8.6 for MTG. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Mercury General or MGIC Investment?
MGIC Investment has the higher yield at 2.19%, compared with 1.24% for Mercury General.
Are Mercury General and MGIC Investment in the same industry?
Yes. Both are classified in the Property-Casualty Insurers industry within the Finance sector.