Kearny Financial (KRNY) vs Provident Financial Services (PFS)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
Kearny Financial (KRNY) has outperformed Provident Financial Services (PFS) over the past year, gaining 37.0% versus a gain of 11.8%. Over five years, PFS leads with a -11.1% price change compared with -30.4% for KRNY. Provident Financial Services is the larger company by market cap ($2.90 billion vs $580.9 million), about 5.0 times the size.
On valuation, Provident Financial Services trades at a lower forward P/E (8.6x vs 9.2x for Kearny Financial). Kearny Financial offers the higher dividend yield (4.79% vs 2.16%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | KRNY | PFS |
|---|---|---|
| Share price | $9.20 | $22.21 |
| Market cap | $580.88M | $2.90B |
| 1-day change | +0.93% | +1.07% |
| YTD return | +22.94% | +11.24% |
| 1-year return | +36.99% | +11.81% |
| 5-year return | -30.35% | -11.05% |
| P/E ratio (TTM) | 16.13 | 9.25 |
| Forward P/E | 9.24 | 8.60 |
| EPS (TTM) | $0.57 | $2.40 |
| Dividend yield | 4.79% | 2.16% |
| Annual dividend | $0.44 | $0.48 |
| Revenue (latest FY) | — | $73.11M |
| Revenue growth (YoY) | — | +7.06% |
| Net income (latest FY) | — | $291.16M |
| Net margin | — | 398.25% |
| 52-week high | $10.24 | $25.49 |
| 52-week low | $6.23 | $17.69 |
| Distance from 52-week high | -10.21% | -12.89% |
| Analyst consensus | none | buy |
| Avg. price target upside | +16.04% | +24.97% |
| Average volume | 573.84K | 899.00K |
| Shares outstanding | 63.17M | 130.42M |
| Employees | 502 | 1,817 |
| Sector | Finance | Finance |
| Industry | Savings Institutions | Savings Institutions |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- Provident Financial Services is about 5.0 times larger than Kearny Financial by market value ($2.90B vs $580.88M).
- KRNY has outperformed PFS by 25.2 percentage points over the past year.
- Kearny Financial trades at a higher earnings multiple (16.1x vs 9.3x trailing P/E).
- Kearny Financial offers a meaningfully higher dividend yield (4.79% vs 2.16%).
About Kearny Financial
KRNY stock →Kearny Financial Corp. operates as the holding company for Kearny Bank that provides banking products and services in the United States.
Finance · Savings Institutions · 502 employees
About Provident Financial Services
PFS stock →Provident Financial Services, Inc. operates as the bank holding company for Provident Bank that provides various banking products and services to individuals, families, and businesses in the United States.
Finance · Savings Institutions · 1,817 employees
KRNY vs PFS FAQ
Which is bigger, Kearny Financial or Provident Financial Services?
Provident Financial Services (PFS) is larger, with a market capitalization of $2.90B compared with $580.88M for Kearny Financial (KRNY).
Which stock has performed better over the past year, KRNY or PFS?
KRNY returned +36.99% over the past 12 months, compared with +11.81% for PFS (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, KRNY or PFS?
PFS has the lower trailing P/E at 9.3, versus 16.1 for KRNY. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Kearny Financial or Provident Financial Services?
Kearny Financial has the higher yield at 4.79%, compared with 2.16% for Provident Financial Services.
Are Kearny Financial and Provident Financial Services in the same industry?
Yes. Both are classified in the Savings Institutions industry within the Finance sector.