BankUnited (BKU) vs Provident Financial Services (PFS)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
Provident Financial Services (PFS) has outperformed BankUnited (BKU) over the past year, gaining 11.8% versus a gain of 5.9%. Over five years, BKU leads with a +0.6% price change compared with -11.1% for PFS. BankUnited is the larger company by market cap ($3.01 billion vs $2.86 billion), about 1.1 times the size.
On valuation, Provident Financial Services trades at a lower forward P/E (8.5x vs 9.5x for BankUnited). BankUnited offers the higher dividend yield (3.03% vs 2.19%). BankUnited converts more of its revenue into profit, with a net margin of 1234.8% versus 398.3%.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | BKU | PFS |
|---|---|---|
| Share price | $42.19 | $21.93 |
| Market cap | $3.01B | $2.86B |
| 1-day change | -0.17% | -0.18% |
| YTD return | -5.18% | +11.24% |
| 1-year return | +5.89% | +11.81% |
| 5-year return | +0.64% | -11.05% |
| P/E ratio (TTM) | 11.59 | 9.14 |
| Forward P/E | 9.46 | 8.46 |
| EPS (TTM) | $3.64 | $2.40 |
| Dividend yield | 3.03% | 2.19% |
| Annual dividend | $1.28 | $0.48 |
| Revenue (latest FY) | $21.73M | $73.11M |
| Revenue growth (YoY) | +7.45% | +7.06% |
| Net income (latest FY) | $268.35M | $291.16M |
| Net margin | 1234.83% | 398.25% |
| 52-week high | $52.11 | $25.49 |
| 52-week low | $35.10 | $17.69 |
| Distance from 52-week high | -19.04% | -13.97% |
| Analyst consensus | hold | buy |
| Avg. price target upside | +15.71% | +26.54% |
| Average volume | 890.49K | 899.00K |
| Shares outstanding | 71.23M | 130.42M |
| Employees | 1,785 | 1,817 |
| Sector | Finance | Finance |
| Industry | Savings Institutions | Savings Institutions |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- BankUnited trades at a higher earnings multiple (11.6x vs 9.1x trailing P/E).
- BankUnited is more profitable, keeping 1234.8 cents of every revenue dollar as net income versus 398.3 cents for Provident Financial Services.
About BankUnited
BKU stock →BankUnited, Inc. operates as the bank holding company for BankUnited, a national banking association that provides a range of banking services in the United States.
Finance · Savings Institutions · 1,785 employees
About Provident Financial Services
PFS stock →Provident Financial Services, Inc. operates as the bank holding company for Provident Bank that provides various banking products and services to individuals, families, and businesses in the United States.
Finance · Savings Institutions · 1,817 employees
BKU vs PFS FAQ
Which is bigger, BankUnited or Provident Financial Services?
BankUnited (BKU) is larger, with a market capitalization of $3.01B compared with $2.86B for Provident Financial Services (PFS).
Which stock has performed better over the past year, BKU or PFS?
PFS returned +11.81% over the past 12 months, compared with +5.89% for BKU (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, BKU or PFS?
PFS has the lower trailing P/E at 9.1, versus 11.6 for BKU. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, BankUnited or Provident Financial Services?
BankUnited has the higher yield at 3.03%, compared with 2.19% for Provident Financial Services.
Are BankUnited and Provident Financial Services in the same industry?
Yes. Both are classified in the Savings Institutions industry within the Finance sector.