Provident Financial Services (PFS) vs TFS Financial (TFSL)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 7, 2026.
Summary
TFS Financial (TFSL) has outperformed Provident Financial Services (PFS) over the past year, gaining 18.8% versus a gain of 11.8%. Over five years, PFS leads with a -11.1% price change compared with -19.9% for TFSL. TFS Financial is the larger company by market cap ($4.52 billion vs $2.87 billion), about 1.6 times the size.
On valuation, Provident Financial Services trades at a lower forward P/E (8.5x vs 41.3x for TFS Financial). TFS Financial offers the higher dividend yield (7.01% vs 2.18%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | PFS | TFSL |
|---|---|---|
| Share price | $21.97 | $16.12 |
| Market cap | $2.87B | $4.52B |
| 1-day change | -1.39% | -2.72% |
| YTD return | +11.24% | +20.48% |
| 1-year return | +11.81% | +18.79% |
| 5-year return | -11.05% | -19.88% |
| P/E ratio (TTM) | 9.15 | 44.78 |
| Forward P/E | 8.47 | 41.33 |
| EPS (TTM) | $2.40 | $0.36 |
| Dividend yield | 2.18% | 7.01% |
| Annual dividend | $0.48 | $1.13 |
| Revenue (latest FY) | — | $321.47M |
| Revenue growth (YoY) | — | +6.04% |
| Net income (latest FY) | — | $90.96M |
| Net margin | — | 28.29% |
| 52-week high | $25.49 | $19.49 |
| 52-week low | $17.69 | $12.54 |
| Distance from 52-week high | -13.81% | -17.29% |
| Analyst consensus | buy | hold |
| Avg. price target upside | +26.31% | +13.21% |
| Average volume | 899.87K | 830.88K |
| Shares outstanding | 130.42M | 280.44M |
| Employees | 1,817 | 958 |
| Sector | Finance | Finance |
| Industry | Savings Institutions | Savings Institutions |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- TFS Financial trades at a higher earnings multiple (44.8x vs 9.2x trailing P/E).
- TFS Financial offers a meaningfully higher dividend yield (7.01% vs 2.18%).
About Provident Financial Services
PFS stock →Provident Financial Services, Inc. operates as the bank holding company for Provident Bank that provides various banking products and services to individuals, families, and businesses in the United States.
Finance · Savings Institutions · 1,817 employees
About TFS Financial
TFSL stock →TFS Financial Corporation, through its subsidiaries, provides retail consumer banking services in the United States. The company offers deposit products, including savings, money market, checking, individual retirement, and other qualified plan accounts, as well as certificates of deposit.
Finance · Savings Institutions · 958 employees
PFS vs TFSL FAQ
Which is bigger, Provident Financial Services or TFS Financial?
TFS Financial (TFSL) is larger, with a market capitalization of $4.52B compared with $2.87B for Provident Financial Services (PFS).
Which stock has performed better over the past year, PFS or TFSL?
TFSL returned +18.79% over the past 12 months, compared with +11.81% for PFS (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, PFS or TFSL?
PFS has the lower trailing P/E at 9.2, versus 44.8 for TFSL. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Provident Financial Services or TFS Financial?
TFS Financial has the higher yield at 7.01%, compared with 2.18% for Provident Financial Services.
Are Provident Financial Services and TFS Financial in the same industry?
Yes. Both are classified in the Savings Institutions industry within the Finance sector.