loanDepot (LDI) vs Regional Management (RM)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
Regional Management (RM) has outperformed loanDepot (LDI) over the past year, losing 12.5% versus a loss of 78.9%. Over five years, RM leads with a -42.6% price change compared with -90.7% for LDI. Regional Management is the larger company by market cap ($306.3 million vs $274.5 million), about 1.1 times the size.
On valuation, Regional Management trades at a lower forward P/E (5.6x vs 12.4x for loanDepot). Regional Management pays a dividend yielding 3.61%, while loanDepot does not currently pay one.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | LDI | RM |
|---|---|---|
| Share price | $0.6178 | $33.20 |
| Market cap | $274.53M | $306.30M |
| 1-day change | +0.03% | +1.22% |
| YTD return | -70.15% | -14.32% |
| 1-year return | -78.91% | -12.52% |
| 5-year return | -90.65% | -42.61% |
| P/E ratio (TTM) | — | 6.90 |
| Forward P/E | 12.36 | 5.64 |
| EPS (TTM) | $-0.31 | $4.81 |
| Dividend yield | 0.00% | 3.61% |
| Annual dividend | $0.00 | $1.20 |
| 52-week high | $3.80 | $44.30 |
| 52-week low | $0.567 | $29.89 |
| Distance from 52-week high | -83.74% | -25.06% |
| Analyst consensus | none | none |
| Avg. price target upside | +82.91% | +32.02% |
| Average volume | 4.21M | 88.44K |
| Shares outstanding | 232.23M | 9.23M |
| Employees | 4,626 | 2,112 |
| Sector | Financial Services | Financial Services |
| Industry | Mortgage Finance | Credit Services |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- RM has outperformed LDI by 66.4 percentage points over the past year.
- Regional Management offers a meaningfully higher dividend yield (3.61% vs 0.00%).
About loanDepot
LDI stock →loanDepot, Inc. engages in originating, financing, selling, and servicing residential mortgage loans in the United States.
Financial Services · Mortgage Finance · 4,626 employees
About Regional Management
RM stock →Regional Management Corp., a diversified consumer finance company, provides various installment loan products primarily to customers with limited access to consumer credit from banks, thrifts, credit card companies, and other lenders in the United States. It offers small and large loans, and related payment and collateral protection insurance products.
Financial Services · Credit Services · 2,112 employees
LDI vs RM FAQ
Which is bigger, loanDepot or Regional Management?
Regional Management (RM) is larger, with a market capitalization of $306.30M compared with $274.53M for loanDepot (LDI).
Which stock has performed better over the past year, LDI or RM?
RM returned -12.52% over the past 12 months, compared with -78.91% for LDI (price return, excluding dividends). Past performance does not predict future results.
Which pays a higher dividend, loanDepot or Regional Management?
Regional Management pays a dividend yielding 3.61%, while loanDepot does not currently pay a regular dividend.
Are loanDepot and Regional Management in the same industry?
Both are in the Financial Services sector, but in different industries: Mortgage Finance for loanDepot and Credit Services for Regional Management.