Oportun Financial (OPRT) vs Regional Management (RM)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
Oportun Financial (OPRT) has outperformed Regional Management (RM) over the past year, gaining 54.0% versus a loss of 12.5%. Over five years, RM leads with a -42.6% price change compared with -67.0% for OPRT. Oportun Financial is the larger company by market cap ($383.1 million vs $306.3 million), about 1.3 times the size.
On valuation, Oportun Financial trades at a lower forward P/E (4.3x vs 5.6x for Regional Management). Regional Management pays a dividend yielding 3.61%, while Oportun Financial does not currently pay one.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | OPRT | RM |
|---|---|---|
| Share price | $8.33 | $33.20 |
| Market cap | $383.07M | $306.30M |
| 1-day change | +0.12% | +1.22% |
| YTD return | +57.47% | -14.32% |
| 1-year return | +53.97% | -12.52% |
| 5-year return | -67.02% | -42.61% |
| P/E ratio (TTM) | 20.82 | 6.90 |
| Forward P/E | 4.27 | 5.64 |
| EPS (TTM) | $0.40 | $4.81 |
| Dividend yield | 0.00% | 3.61% |
| Annual dividend | $0.00 | $1.20 |
| 52-week high | $8.66 | $44.30 |
| 52-week low | $4.03 | $29.89 |
| Distance from 52-week high | -3.81% | -25.06% |
| Analyst consensus | none | none |
| Avg. price target upside | +17.05% | +32.02% |
| Average volume | 541.98K | 88.44K |
| Shares outstanding | 45.99M | 9.23M |
| Employees | 2,405 | 2,112 |
| Sector | Financial Services | Financial Services |
| Industry | Credit Services | Credit Services |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- OPRT has outperformed RM by 66.5 percentage points over the past year.
- Oportun Financial trades at a higher earnings multiple (20.8x vs 6.9x trailing P/E).
- Regional Management offers a meaningfully higher dividend yield (3.61% vs 0.00%).
About Oportun Financial
OPRT stock →Oportun Financial Corporation provides financial services in the United States. The company offers personal loans and credit cards.
Financial Services · Credit Services · 2,405 employees
About Regional Management
RM stock →Regional Management Corp., a diversified consumer finance company, provides various installment loan products primarily to customers with limited access to consumer credit from banks, thrifts, credit card companies, and other lenders in the United States. It offers small and large loans, and related payment and collateral protection insurance products.
Financial Services · Credit Services · 2,112 employees
OPRT vs RM FAQ
Which is bigger, Oportun Financial or Regional Management?
Oportun Financial (OPRT) is larger, with a market capitalization of $383.07M compared with $306.30M for Regional Management (RM).
Which stock has performed better over the past year, OPRT or RM?
OPRT returned +53.97% over the past 12 months, compared with -12.52% for RM (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, OPRT or RM?
RM has the lower trailing P/E at 6.9, versus 20.8 for OPRT. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Oportun Financial or Regional Management?
Regional Management pays a dividend yielding 3.61%, while Oportun Financial does not currently pay a regular dividend.
Are Oportun Financial and Regional Management in the same industry?
Yes. Both are classified in the Credit Services industry within the Financial Services sector.