MetaCap

loanDepot (LDI) vs USBC (USBC)

Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 7, 2026.

Summary

USBC (USBC) has outperformed loanDepot (LDI) over the past year, losing 50.9% versus a loss of 78.9%. Over five years, LDI leads with a -90.7% price change compared with -99.5% for USBC. loanDepot is the larger company by market cap ($274.5 million vs $209.6 million), about 1.3 times the size.

Summary generated from market data by MetaCap's automated system. Methodology

Relative performance

LDI-78.84%USBC-50.91%
+28%-29%-85%
Oct 6, 20251 yearOct 7, 2026
LDI-89.82%USBC-99.41%
+23%-41%-106%
Oct 4, 20215 yearsOct 5, 2026

Percent change in share price from the first common trading day shown; excludes dividends.

Head-to-head

LDI versus USBC key metrics
MetricLDIUSBC
Share price$0.6178$0.54
Market cap$274.53M$209.60M
1-day change+0.03%-1.73%
YTD return-70.15%-14.29%
1-year return-78.91%-50.91%
5-year return-90.65%-99.46%
P/E ratio (TTM)—0.23
Forward P/E12.36—
EPS (TTM)$-0.31$2.38
Dividend yield0.00%0.00%
Annual dividend$0.00$0.00
52-week high$3.80$1.29
52-week low$0.567$0.29
Distance from 52-week high-83.74%-58.14%
Average volume4.18M311.57K
Shares outstanding232.23M388.14M
SectorFinanceFinance
IndustryFinance: Consumer ServicesFinance: Consumer Services

Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.

Key differences

  • USBC has outperformed LDI by 28.0 percentage points over the past year.

LDI vs USBC FAQ

Which is bigger, loanDepot or USBC?

loanDepot (LDI) is larger, with a market capitalization of $274.53M compared with $209.60M for USBC (USBC).

Which stock has performed better over the past year, LDI or USBC?

USBC returned -50.91% over the past 12 months, compared with -78.91% for LDI (price return, excluding dividends). Past performance does not predict future results.

Are loanDepot and USBC in the same industry?

Yes. Both are classified in the Finance: Consumer Services industry within the Finance sector.

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