MetaCap

Ethos Technologies (LIFE) vs XChange TEC.INC (XHG)

Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 10, 2026.

Summary

Ethos Technologies is the larger company by market cap ($2.36 billion vs $117.5 million), about 20.1 times the size.

Summary generated from market data by MetaCap's automated system. Methodology

Relative performance

LIFE+119.35%XHG+107.27%
+338%+139%-60%
Jan 29, 20261 yearOct 9, 2026
LIFE+145.58%XHG+135.05%
+374%+160%-54%
Jan 26, 20265 yearsOct 5, 2026

Percent change in share price from the first common trading day shown; excludes dividends.

Head-to-head

LIFE versus XHG key metrics
MetricLIFEXHG
Share price$36.96$2.28
Market cap$2.36B$117.53M
1-day change+2.04%-0.87%
YTD return—+167.61%
1-year return—+83.87%
5-year return—-100.00%
P/E ratio (TTM)—0.02
Forward P/E14.05—
EPS (TTM)$-2.08$92.93
Dividend yield0.00%0.00%
Annual dividend$0.00$0.00
Revenue (latest FY)$387.61M—
Revenue growth (YoY)+52.05%—
Net income (latest FY)$71.15M—
Gross margin98.26%—
Operating margin18.81%—
Net margin18.36%—
52-week high$42.55$7.23
52-week low$9.45$0.65
Distance from 52-week high-13.14%-68.46%
Analyst consensusstrong_buy—
Avg. price target upside-3.60%—
Average volume1.42M2.33M
Shares outstanding31.55M46.60M
Employees61430
SectorFinanceFinance
IndustrySpecialty InsurersSpecialty Insurers

Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.

Key differences

  • Ethos Technologies is about 20.1 times larger than XChange TEC.INC by market value ($2.36B vs $117.53M).

About Ethos Technologies

LIFE stock →

Ethos Technologies Inc. provides third-party administrator services for insurance policies in the United States.

Finance · Specialty Insurers · 614 employees

About XChange TEC.INC

XHG stock →

XChange TEC.INC, together with its subsidiaries, engages in the insurance agency and insurance technology businesses primarily to individual end consumers in the People's Republic of China and Hong Kong. The company offers various insurance products underwritten by insurance companies, including industry state-owned property and casualty insurance companies, as well as certain regional property and casualty insurance companies.

Finance · Specialty Insurers · 30 employees

LIFE vs XHG FAQ

Which is bigger, Ethos Technologies or XChange TEC.INC?

Ethos Technologies (LIFE) is larger, with a market capitalization of $2.36B compared with $117.53M for XChange TEC.INC (XHG).

Are Ethos Technologies and XChange TEC.INC in the same industry?

Yes. Both are classified in the Specialty Insurers industry within the Finance sector.

More comparisons