MetaCap

Lemonade (LMND) vs Skyward Specialty Insurance Group (SKWD)

Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.

Summary

Skyward Specialty Insurance Group (SKWD) has outperformed Lemonade (LMND) over the past year, gaining 21.1% versus a loss of 15.5%. Lemonade is the larger company by market cap ($3.60 billion vs $2.60 billion), about 1.4 times the size. Skyward Specialty Insurance Group converts more of its revenue into profit, with a net margin of 12.0% versus -22.4%.

Summary generated from market data by MetaCap's automated system. Methodology

Relative performance

LMND-15.48%SKWD+21.11%
+79%+27%-26%
Oct 8, 20251 yearOct 8, 2026
LMND+186.21%SKWD+210.52%
+494%+217%-61%
Jan 9, 20235 yearsOct 5, 2026

Percent change in share price from the first common trading day shown; excludes dividends.

Head-to-head

LMND versus SKWD key metrics
MetricLMNDSKWD
Share price$46.49$58.63
Market cap$3.60B$2.60B
1-day change-0.90%-1.15%
YTD return-34.10%+16.04%
1-year return-15.48%+21.11%
5-year return-28.33%—
P/E ratio (TTM)—13.60
Forward P/E—10.60
EPS (TTM)$-1.82$4.31
Dividend yield0.00%0.00%
Annual dividend$0.00$0.00
Revenue (latest FY)$737.90M$1.42B
Revenue growth (YoY)+40.15%+23.16%
Net income (latest FY)$-165.50M$170.03M
Net margin-22.43%12.00%
52-week high$99.90$65.69
52-week low$43.28$40.60
Distance from 52-week high-53.46%-10.75%
Analyst consensusholdbuy
Avg. price target upside+25.70%+20.16%
Average volume1.21M447.96K
Shares outstanding77.40M44.40M
Employees1,282611
SectorFinanceFinance
IndustryProperty-Casualty InsurersProperty-Casualty Insurers

Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.

Key differences

  • SKWD has outperformed LMND by 36.6 percentage points over the past year.
  • Skyward Specialty Insurance Group is more profitable, keeping 12.0 cents of every revenue dollar as net income versus -22.4 cents for Lemonade.
  • Lemonade grew revenue faster in its latest fiscal year (+40.15% vs +23.16%).

About Lemonade

LMND stock →

Lemonade, Inc. provides various insurance products in the United States, Europe, and the United Kingdom.

Finance · Property-Casualty Insurers · 1,282 employees

About Skyward Specialty Insurance Group

SKWD stock →

Skyward Specialty Insurance Group, Inc., an insurance holding company, provides commercial property and casualty insurance coverages in the United States. It offers general liability, excess liability, and professional liability, as well as cyber and media liability insurance; commercial auto, group accident and health, property, agriculture, credit, and surety and workers' compensation; and property, agriculture, and credit specialty reinsurance.

Finance · Property-Casualty Insurers · 611 employees

LMND vs SKWD FAQ

Which is bigger, Lemonade or Skyward Specialty Insurance Group?

Lemonade (LMND) is larger, with a market capitalization of $3.60B compared with $2.60B for Skyward Specialty Insurance Group (SKWD).

Which stock has performed better over the past year, LMND or SKWD?

SKWD returned +21.11% over the past 12 months, compared with -15.48% for LMND (price return, excluding dividends). Past performance does not predict future results.

Are Lemonade and Skyward Specialty Insurance Group in the same industry?

Yes. Both are classified in the Property-Casualty Insurers industry within the Finance sector.

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