MetaCap

MetroCity Bankshares (MCBS) vs NB Bancorp (NBBK)

Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.

Summary

NB Bancorp (NBBK) has outperformed MetroCity Bankshares (MCBS) over the past year, gaining 28.9% versus a gain of 28.7%. MetroCity Bankshares is the larger company by market cap ($998.1 million vs $988.1 million), about 1.0 times the size. On valuation, NB Bancorp trades at a lower forward P/E (8.6x vs 10.5x for MetroCity Bankshares).

NB Bancorp offers the higher dividend yield (4.35% vs 3.00%).

Summary generated from market data by MetaCap's automated system. Methodology

Relative performance

MCBS+28.73%NBBK+28.93%
+40%+15%-11%
Oct 8, 20251 yearOct 8, 2026
MCBS+44.38%NBBK+67.66%
+76%+33%-9%
Dec 25, 20235 yearsOct 5, 2026

Percent change in share price from the first common trading day shown; excludes dividends.

Head-to-head

MCBS versus NBBK key metrics
MetricMCBSNBBK
Share price$34.68$22.55
Market cap$998.13M$988.11M
1-day change+0.35%+1.26%
YTD return+30.67%+13.77%
1-year return+28.73%+28.93%
5-year return+61.30%—
P/E ratio (TTM)12.0414.74
Forward P/E10.518.57
EPS (TTM)$2.88$1.53
Dividend yield3.00%4.35%
Annual dividend$1.04$0.98
52-week high$37.46$23.47
52-week low$24.53$16.84
Distance from 52-week high-7.42%-3.92%
Analyst consensusnonebuy
Avg. price target upside+9.57%+13.08%
Average volume79.83K306.95K
Shares outstanding28.78M43.82M
Employees317526
SectorFinanceFinancial Services
IndustryMajor BanksBanks - Regional

Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.

Key differences

  • NB Bancorp offers a meaningfully higher dividend yield (4.35% vs 3.00%).
  • The two companies sit in different sectors: MetroCity Bankshares in Finance and NB Bancorp in Financial Services.

About MetroCity Bankshares

MCBS stock →

MetroCity Bankshares, Inc. operates as the bank holding company for Metro City Bank that provides banking products and services in the United States.

Finance · Major Banks · 317 employees

About NB Bancorp

NBBK stock →

NB Bancorp, Inc. focuses on operating as a bank holding company for Needham Bank that provides various banking products and services in the Greater Boston metropolitan area and surrounding communities in the United States.

Financial Services · Banks - Regional · 526 employees

MCBS vs NBBK FAQ

Which is bigger, MetroCity Bankshares or NB Bancorp?

MetroCity Bankshares (MCBS) is larger, with a market capitalization of $998.13M compared with $988.11M for NB Bancorp (NBBK).

Which stock has performed better over the past year, MCBS or NBBK?

NBBK returned +28.93% over the past 12 months, compared with +28.73% for MCBS (price return, excluding dividends). Past performance does not predict future results.

Which has the lower P/E ratio, MCBS or NBBK?

MCBS has the lower trailing P/E at 12.0, versus 14.7 for NBBK. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.

Which pays a higher dividend, MetroCity Bankshares or NB Bancorp?

NB Bancorp has the higher yield at 4.35%, compared with 3.00% for MetroCity Bankshares.

Are MetroCity Bankshares and NB Bancorp in the same industry?

No. MetroCity Bankshares is in the Finance sector, while NB Bancorp is in Financial Services.

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