MetaCap

Mercury General (MCY) vs Presurance (PRHI)

Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.

Summary

Mercury General (MCY) has outperformed Presurance (PRHI) over the past year, gaining 20.0% versus a loss of 32.5%. Over five years, MCY leads with a +85.0% price change compared with -56.0% for PRHI. Mercury General pays a dividend yielding 1.24%, while Presurance does not currently pay one.

Summary generated from market data by MetaCap's automated system. Methodology

Relative performance

MCY+20.02%PRHI-32.48%
+35%-21%-77%
Oct 8, 20251 yearOct 8, 2026
MCY+81.72%PRHI-56.19%
+105%+7%-91%
Oct 4, 20215 yearsOct 5, 2026

Percent change in share price from the first common trading day shown; excludes dividends.

Head-to-head

MCY versus PRHI key metrics
MetricMCYPRHI
Share price$102.29$8.04
Market cap—$30.10M
1-day change0.00%+3.21%
YTD return+8.75%+60.99%
1-year return+20.02%-32.48%
5-year return+84.97%-56.02%
P/E ratio (TTM)6.05—
Forward P/E8.35—
EPS (TTM)$16.92$-10.31
Dividend yield1.24%0.00%
Annual dividend$1.27$0.00
Revenue (latest FY)$5.99B—
Revenue growth (YoY)+9.44%—
Net income (latest FY)$541.09M—
Gross margin99.75%—
Net margin9.03%—
52-week high$113.06$14.00
52-week low$74.29$3.36
Distance from 52-week high-9.53%-42.61%
Analyst consensusnone—
Avg. price target upside+17.31%—
Average volume293.62K17.53K
Shares outstanding—3.75M
Employees4,38012
SectorFinanceFinancial Services
IndustryProperty-Casualty InsurersInsurance - Property & Casualty

Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.

Key differences

  • MCY has outperformed PRHI by 52.5 percentage points over the past year.
  • Mercury General offers a meaningfully higher dividend yield (1.24% vs 0.00%).
  • The two companies sit in different sectors: Mercury General in Finance and Presurance in Financial Services.

About Mercury General

MCY stock →

Mercury General Corporation, together with its subsidiaries, engages in writing personal automobile insurance in the United States. It also writes homeowners, commercial automobile, commercial property, mechanical protection, and umbrella insurance products.

Finance · Property-Casualty Insurers · 4,380 employees

About Presurance

PRHI stock →

Presurance Holdings, Inc., an insurance holding company, provides specialty property, and casualty insurance in the United States. The company provides specialty insurance coverage for individuals, businesses, and communities.

Financial Services · Insurance - Property & Casualty · 12 employees

MCY vs PRHI FAQ

Which stock has performed better over the past year, MCY or PRHI?

MCY returned +20.02% over the past 12 months, compared with -32.48% for PRHI (price return, excluding dividends). Past performance does not predict future results.

Which pays a higher dividend, Mercury General or Presurance?

Mercury General pays a dividend yielding 1.24%, while Presurance does not currently pay a regular dividend.

Are Mercury General and Presurance in the same industry?

No. Mercury General is in the Finance sector, while Presurance is in Financial Services.

More comparisons