Mercury General (MCY) vs Radian Group (RDN)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
Mercury General (MCY) has outperformed Radian Group (RDN) over the past year, gaining 20.0% versus a loss of 2.8%. Over five years, MCY leads with a +85.0% price change compared with +38.9% for RDN. On valuation, Radian Group trades at a lower forward P/E (6.5x vs 8.4x for Mercury General).
Radian Group offers the higher dividend yield (2.99% vs 1.24%). Radian Group converts more of its revenue into profit, with a net margin of 48.7% versus 9.0%.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | MCY | RDN |
|---|---|---|
| Share price | $102.29 | $34.17 |
| Market cap | — | $4.52B |
| 1-day change | 0.00% | +1.39% |
| YTD return | +8.75% | -6.36% |
| 1-year return | +20.02% | -2.77% |
| 5-year return | +84.97% | +38.85% |
| P/E ratio (TTM) | 6.05 | 8.44 |
| Forward P/E | 8.35 | 6.54 |
| EPS (TTM) | $16.92 | $4.05 |
| Dividend yield | 1.24% | 2.99% |
| Annual dividend | $1.27 | $1.02 |
| Revenue (latest FY) | $5.99B | $1.20B |
| Revenue growth (YoY) | +9.44% | -0.76% |
| Net income (latest FY) | $541.09M | $582.64M |
| Gross margin | 99.75% | — |
| Net margin | 9.03% | 48.67% |
| 52-week high | $113.06 | $41.05 |
| 52-week low | $74.29 | $30.53 |
| Distance from 52-week high | -9.53% | -16.76% |
| Analyst consensus | none | buy |
| Avg. price target upside | +17.31% | +30.73% |
| Average volume | 293.12K | 1.38M |
| Shares outstanding | — | 132.30M |
| Employees | 4,380 | 900 |
| Sector | Finance | Finance |
| Industry | Property-Casualty Insurers | Property-Casualty Insurers |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- MCY has outperformed RDN by 22.8 percentage points over the past year.
- Radian Group trades at a higher earnings multiple (8.4x vs 6.0x trailing P/E).
- Radian Group offers a meaningfully higher dividend yield (2.99% vs 1.24%).
- Radian Group is more profitable, keeping 48.7 cents of every revenue dollar as net income versus 9.0 cents for Mercury General.
- Mercury General grew revenue faster in its latest fiscal year (+9.44% vs -0.76%).
About Mercury General
MCY stock →Mercury General Corporation, together with its subsidiaries, engages in writing personal automobile insurance in the United States. It also writes homeowners, commercial automobile, commercial property, mechanical protection, and umbrella insurance products.
Finance · Property-Casualty Insurers · 4,380 employees
About Radian Group
RDN stock →Radian Group Inc., together with its subsidiaries, provides mortgage insurance in the United States. It aggregates, manages, and distributes mortgage credit risk for the benefit of mortgage lending institutions and mortgage credit investors through private mortgage insurance on residential first-lien mortgage loans.
Finance · Property-Casualty Insurers · 900 employees
MCY vs RDN FAQ
Which stock has performed better over the past year, MCY or RDN?
MCY returned +20.02% over the past 12 months, compared with -2.77% for RDN (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, MCY or RDN?
MCY has the lower trailing P/E at 6.0, versus 8.4 for RDN. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Mercury General or Radian Group?
Radian Group has the higher yield at 2.99%, compared with 1.24% for Mercury General.
Are Mercury General and Radian Group in the same industry?
Yes. Both are classified in the Property-Casualty Insurers industry within the Finance sector.