Medallion Financial (MFIN) vs Oportun Financial (OPRT)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
Oportun Financial (OPRT) has outperformed Medallion Financial (MFIN) over the past year, gaining 54.0% versus a gain of 21.3%. Over five years, MFIN leads with a +38.5% price change compared with -67.0% for OPRT. Oportun Financial is the larger company by market cap ($392.7 million vs $273.7 million), about 1.4 times the size.
On valuation, Oportun Financial trades at a lower forward P/E (4.4x vs 7.9x for Medallion Financial). Medallion Financial pays a dividend yielding 4.19%, while Oportun Financial does not currently pay one.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | MFIN | OPRT |
|---|---|---|
| Share price | $11.92 | $8.54 |
| Market cap | $273.69M | $392.73M |
| 1-day change | +1.10% | +2.52% |
| YTD return | +14.58% | +57.47% |
| 1-year return | +21.30% | +53.97% |
| 5-year return | +38.54% | -67.02% |
| P/E ratio (TTM) | 8.96 | 21.35 |
| Forward P/E | 7.89 | 4.38 |
| EPS (TTM) | $1.33 | $0.40 |
| Dividend yield | 4.19% | 0.00% |
| Annual dividend | $0.50 | $0.00 |
| 52-week high | $12.26 | $8.66 |
| 52-week low | $7.85 | $4.03 |
| Distance from 52-week high | -2.77% | -1.39% |
| Analyst consensus | buy | none |
| Avg. price target upside | -3.52% | +14.17% |
| Average volume | 66.53K | 543.79K |
| Shares outstanding | 22.96M | 45.99M |
| Employees | 179 | 2,405 |
| Sector | Finance | Finance |
| Industry | Finance: Consumer Services | Finance: Consumer Services |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- OPRT has outperformed MFIN by 32.7 percentage points over the past year.
- Oportun Financial trades at a higher earnings multiple (21.4x vs 9.0x trailing P/E).
- Medallion Financial offers a meaningfully higher dividend yield (4.19% vs 0.00%).
About Medallion Financial
MFIN stock →Medallion Financial Corp., together with its subsidiaries, operates as a specialty finance company in the United States. It operates in four segments: Recreation Lending, Home Improvement Lending, Commercial Loans, Taxi Medallion Lending.
Finance · Finance: Consumer Services · 179 employees
About Oportun Financial
OPRT stock →Oportun Financial Corporation provides financial services in the United States. The company offers personal loans and credit cards.
Finance · Finance: Consumer Services · 2,405 employees
MFIN vs OPRT FAQ
Which is bigger, Medallion Financial or Oportun Financial?
Oportun Financial (OPRT) is larger, with a market capitalization of $392.73M compared with $273.69M for Medallion Financial (MFIN).
Which stock has performed better over the past year, MFIN or OPRT?
OPRT returned +53.97% over the past 12 months, compared with +21.30% for MFIN (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, MFIN or OPRT?
MFIN has the lower trailing P/E at 9.0, versus 21.4 for OPRT. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Medallion Financial or Oportun Financial?
Medallion Financial pays a dividend yielding 4.19%, while Oportun Financial does not currently pay a regular dividend.
Are Medallion Financial and Oportun Financial in the same industry?
Yes. Both are classified in the Finance: Consumer Services industry within the Finance sector.