Midland States Bancorp (MSBI) vs VersaBank (VBNK)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.
Summary
Midland States Bancorp (MSBI) has outperformed VersaBank (VBNK) over the past year, gaining 96.7% versus a gain of 82.0%. Over five years, VBNK leads with a +87.4% price change compared with +29.2% for MSBI. VersaBank is the larger company by market cap ($714.5 million vs $667.4 million), about 1.1 times the size.
On valuation, Midland States Bancorp trades at a lower forward P/E (9.5x vs 11.2x for VersaBank). Midland States Bancorp offers the higher dividend yield (3.98% vs 0.11%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | MSBI | VBNK |
|---|---|---|
| Share price | $32.16 | $22.04 |
| Market cap | $667.39M | $714.52M |
| 1-day change | -1.23% | +0.81% |
| YTD return | +53.80% | +47.13% |
| 1-year return | +96.74% | +82.00% |
| 5-year return | +29.16% | +87.41% |
| P/E ratio (TTM) | 20.62 | 29.00 |
| Forward P/E | 9.49 | 11.23 |
| EPS (TTM) | $1.56 | $0.76 |
| Dividend yield | 3.98% | 0.11% |
| Annual dividend | $1.28 | $0.025 |
| 52-week high | $35.10 | $25.05 |
| 52-week low | $14.24 | $11.25 |
| Distance from 52-week high | -8.38% | -12.02% |
| Analyst consensus | hold | buy |
| Avg. price target upside | +3.39% | +15.70% |
| Average volume | 172.12K | 124.22K |
| Shares outstanding | 20.75M | 32.42M |
| Employees | 839 | 131 |
| Sector | Finance | Finance |
| Industry | Major Banks | Commercial Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- MSBI has outperformed VBNK by 14.7 percentage points over the past year.
- VersaBank trades at a higher earnings multiple (29.0x vs 20.6x trailing P/E).
- Midland States Bancorp offers a meaningfully higher dividend yield (3.98% vs 0.11%).
About Midland States Bancorp
MSBI stock →Midland States Bancorp, Inc. operates as a financial holding company for Midland States Bank that provides various banking products and services to individuals, businesses, municipalities, and other entities.
Finance · Major Banks · 839 employees
About VersaBank
VBNK stock →VersaBank provides various banking products and services in Canada and the United States. The company operates through four segments: Digital Banking Canada, Digital Banking USA, DRTC (Cybersecurity), and Digital Meteor.
Finance · Commercial Banks · 131 employees
MSBI vs VBNK FAQ
Which is bigger, Midland States Bancorp or VersaBank?
VersaBank (VBNK) is larger, with a market capitalization of $714.52M compared with $667.39M for Midland States Bancorp (MSBI).
Which stock has performed better over the past year, MSBI or VBNK?
MSBI returned +96.74% over the past 12 months, compared with +82.00% for VBNK (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, MSBI or VBNK?
MSBI has the lower trailing P/E at 20.6, versus 29.0 for VBNK. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Midland States Bancorp or VersaBank?
Midland States Bancorp has the higher yield at 3.98%, compared with 0.11% for VersaBank.
Are Midland States Bancorp and VersaBank in the same industry?
Both are in the Finance sector, but in different industries: Major Banks for Midland States Bancorp and Commercial Banks for VersaBank.