OneMain (OMF) vs TransUnion (TRU)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
OneMain (OMF) has outperformed TransUnion (TRU) over the past year, gaining 2.1% versus a loss of 17.7%. Over five years, OMF leads with a -5.1% price change compared with -45.7% for TRU. TransUnion is the larger company by market cap ($12.04 billion vs $6.45 billion), about 1.9 times the size.
On valuation, OneMain trades at a lower forward P/E (6.6x vs 11.3x for TransUnion). OneMain offers the higher dividend yield (7.47% vs 0.38%). OneMain converts more of its revenue into profit, with a net margin of 16.0% versus 10.0%.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | OMF | TRU |
|---|---|---|
| Share price | $56.07 | $62.82 |
| Market cap | $6.45B | $12.04B |
| 1-day change | -0.20% | -0.95% |
| YTD return | -16.99% | -26.74% |
| 1-year return | +2.15% | -17.72% |
| 5-year return | -5.08% | -45.74% |
| P/E ratio (TTM) | 8.44 | 16.58 |
| Forward P/E | 6.57 | 11.33 |
| EPS (TTM) | $6.64 | $3.79 |
| Dividend yield | 7.47% | 0.38% |
| Annual dividend | $4.19 | $0.24 |
| Revenue (latest FY) | $4.90B | $4.58B |
| Revenue growth (YoY) | +8.88% | +9.38% |
| Net income (latest FY) | $783.00M | $455.40M |
| Operating margin | — | 18.74% |
| Net margin | 15.97% | 9.95% |
| 52-week high | $71.93 | $89.12 |
| 52-week low | $45.78 | $60.96 |
| Distance from 52-week high | -22.05% | -29.51% |
| Analyst consensus | buy | buy |
| Avg. price target upside | +22.17% | +48.81% |
| Average volume | 959.23K | 2.32M |
| Shares outstanding | 115.04M | 191.60M |
| Employees | 9,300 | 13,000 |
| Sector | Finance | Finance |
| Industry | Finance: Consumer Services | Finance: Consumer Services |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- OMF has outperformed TRU by 19.9 percentage points over the past year.
- TransUnion trades at a higher earnings multiple (16.6x vs 8.4x trailing P/E).
- OneMain offers a meaningfully higher dividend yield (7.47% vs 0.38%).
- OneMain is more profitable, keeping 16.0 cents of every revenue dollar as net income versus 10.0 cents for TransUnion.
About OneMain
OMF stock →OneMain Holdings, Inc., a financial service holding company, engages in the consumer finance and insurance businesses in the United States. The company provides origination, underwriting, and servicing of consumer loans, consisting of personal loans and auto finance.
Finance · Finance: Consumer Services · 9,300 employees
About TransUnion
TRU stock →TransUnion operates as a global consumer credit reporting agency that provides risk and information solutions. The company operates in two segments, U.S.
Finance · Finance: Consumer Services · 13,000 employees
OMF vs TRU FAQ
Which is bigger, OneMain or TransUnion?
TransUnion (TRU) is larger, with a market capitalization of $12.04B compared with $6.45B for OneMain (OMF).
Which stock has performed better over the past year, OMF or TRU?
OMF returned +2.15% over the past 12 months, compared with -17.72% for TRU (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, OMF or TRU?
OMF has the lower trailing P/E at 8.4, versus 16.6 for TRU. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, OneMain or TransUnion?
OneMain has the higher yield at 7.47%, compared with 0.38% for TransUnion.
Are OneMain and TransUnion in the same industry?
Yes. Both are classified in the Finance: Consumer Services industry within the Finance sector.