Provident Financial (PROV) vs Winchester Bancorp (WSBK)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.
Summary
Winchester Bancorp (WSBK) has outperformed Provident Financial (PROV) over the past year, gaining 33.1% versus a gain of 16.6%. Winchester Bancorp is the larger company by market cap ($115.7 million vs $113.8 million), about 1.0 times the size. On valuation, Provident Financial trades at a lower trailing P/E (17.7x vs 26.3x for Winchester Bancorp).
Provident Financial pays a dividend yielding 3.07%, while Winchester Bancorp does not currently pay one.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | PROV | WSBK |
|---|---|---|
| Share price | $18.26 | $12.91 |
| Market cap | $113.83M | $115.68M |
| 1-day change | -1.19% | +0.08% |
| YTD return | +16.15% | +23.44% |
| 1-year return | +16.59% | +33.13% |
| 5-year return | +10.07% | — |
| P/E ratio (TTM) | 17.73 | 26.35 |
| Forward P/E | 14.38 | — |
| EPS (TTM) | $1.03 | $0.49 |
| Dividend yield | 3.07% | 0.00% |
| Annual dividend | $0.56 | $0.00 |
| 52-week high | $18.99 | $13.39 |
| 52-week low | $14.95 | $9.46 |
| Distance from 52-week high | -3.84% | -3.55% |
| Analyst consensus | none | — |
| Avg. price target upside | +1.31% | — |
| Average volume | 13.37K | 7.45K |
| Shares outstanding | 6.23M | 8.96M |
| Employees | 95 | 71 |
| Sector | Finance | Finance |
| Industry | Savings Institutions | Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- WSBK has outperformed PROV by 16.5 percentage points over the past year.
- Winchester Bancorp trades at a higher earnings multiple (26.3x vs 17.7x trailing P/E).
- Provident Financial offers a meaningfully higher dividend yield (3.07% vs 0.00%).
About Provident Financial
PROV stock →Provident Financial Holdings, Inc. operates as the bank holding company for Provident Savings Bank, F.S.B.
Finance · Savings Institutions · 95 employees
About Winchester Bancorp
WSBK stock →Winchester Bancorp, Inc. operates as a bank holding company for Winchester Savings Bank that provides banking products and services in the United States.
Finance · Banks · 71 employees
PROV vs WSBK FAQ
Which is bigger, Provident Financial or Winchester Bancorp?
Winchester Bancorp (WSBK) is larger, with a market capitalization of $115.68M compared with $113.83M for Provident Financial (PROV).
Which stock has performed better over the past year, PROV or WSBK?
WSBK returned +33.13% over the past 12 months, compared with +16.59% for PROV (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, PROV or WSBK?
PROV has the lower trailing P/E at 17.7, versus 26.3 for WSBK. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Provident Financial or Winchester Bancorp?
Provident Financial pays a dividend yielding 3.07%, while Winchester Bancorp does not currently pay a regular dividend.
Are Provident Financial and Winchester Bancorp in the same industry?
Both are in the Finance sector, but in different industries: Savings Institutions for Provident Financial and Banks for Winchester Bancorp.