Private Bancorp of America (PBAM) vs Waterstone Financial (WSBF)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.
Summary
Private Bancorp of America (PBAM) has outperformed Waterstone Financial (WSBF) over the past year, gaining 43.3% versus a gain of 30.2%. Over five years, PBAM leads with a +243.9% price change compared with -4.1% for WSBF. Private Bancorp of America is the larger company by market cap ($491.8 million vs $352.0 million), about 1.4 times the size.
On valuation, Private Bancorp of America trades at a lower forward P/E (9.8x vs 19.4x for Waterstone Financial). Waterstone Financial pays a dividend yielding 3.27%, while Private Bancorp of America does not currently pay one.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | PBAM | WSBF |
|---|---|---|
| Share price | $85.90 | $19.58 |
| Market cap | $491.84M | $351.99M |
| 1-day change | +0.55% | 0.00% |
| YTD return | +48.50% | +18.31% |
| 1-year return | +43.34% | +30.19% |
| 5-year return | +243.92% | -4.07% |
| P/E ratio (TTM) | 11.16 | 11.32 |
| Forward P/E | 9.84 | 19.39 |
| EPS (TTM) | $7.70 | $1.73 |
| Dividend yield | 0.00% | 3.27% |
| Annual dividend | $0.00 | $0.64 |
| 52-week high | $92.09 | $21.66 |
| 52-week low | $54.45 | $14.52 |
| Distance from 52-week high | -6.72% | -9.60% |
| Analyst consensus | strong_buy | — |
| Avg. price target upside | +12.34% | — |
| Average volume | 73.46K | 75.76K |
| Shares outstanding | 5.73M | 17.98M |
| Employees | — | 593 |
| Sector | Finance | Finance |
| Industry | Major Banks | Savings Institutions |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- PBAM has outperformed WSBF by 13.2 percentage points over the past year.
- Waterstone Financial offers a meaningfully higher dividend yield (3.27% vs 0.00%).
About Private Bancorp of America
PBAM stock →Private Bancorp of America, Inc. operates as the bank holding company for CalPrivate Bank that provides banking products and services to individuals and businesses in California.
Finance · Major Banks
About Waterstone Financial
WSBF stock →Waterstone Financial, Inc. operates as a bank holding company for WaterStone Bank SSB that provides various financial services to customers in southeastern Wisconsin, the United States.
Finance · Savings Institutions · 593 employees
PBAM vs WSBF FAQ
Which is bigger, Private Bancorp of America or Waterstone Financial?
Private Bancorp of America (PBAM) is larger, with a market capitalization of $491.84M compared with $351.99M for Waterstone Financial (WSBF).
Which stock has performed better over the past year, PBAM or WSBF?
PBAM returned +43.34% over the past 12 months, compared with +30.19% for WSBF (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, PBAM or WSBF?
PBAM has the lower trailing P/E at 11.2, versus 11.3 for WSBF. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Private Bancorp of America or Waterstone Financial?
Waterstone Financial pays a dividend yielding 3.27%, while Private Bancorp of America does not currently pay a regular dividend.
Are Private Bancorp of America and Waterstone Financial in the same industry?
Both are in the Finance sector, but in different industries: Major Banks for Private Bancorp of America and Savings Institutions for Waterstone Financial.