Peoples Financial Services (PFIS) vs Third Coast Bancshares (TCBX)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
Peoples Financial Services (PFIS) has outperformed Third Coast Bancshares (TCBX) over the past year, gaining 44.9% versus a gain of 6.6%. Third Coast Bancshares is the larger company by market cap ($695.7 million vs $691.4 million), about 1.0 times the size. On valuation, Peoples Financial Services trades at a lower forward P/E (9.6x vs 9.8x for Third Coast Bancshares).
Peoples Financial Services pays a dividend yielding 3.60%, while Third Coast Bancshares does not currently pay one.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | PFIS | TCBX |
|---|---|---|
| Share price | $69.07 | $41.77 |
| Market cap | $691.37M | $695.68M |
| 1-day change | +1.05% | +1.21% |
| YTD return | +40.32% | +8.58% |
| 1-year return | +44.90% | +6.64% |
| 5-year return | +49.40% | — |
| P/E ratio (TTM) | 12.22 | 10.39 |
| Forward P/E | 9.59 | 9.75 |
| EPS (TTM) | $5.65 | $4.02 |
| Dividend yield | 3.60% | 0.00% |
| Annual dividend | $2.49 | $0.00 |
| 52-week high | $73.37 | $46.36 |
| 52-week low | $43.64 | $35.73 |
| Distance from 52-week high | -5.87% | -9.89% |
| Analyst consensus | none | buy |
| Avg. price target upside | +6.42% | +15.25% |
| Average volume | 55.89K | 108.91K |
| Shares outstanding | 10.01M | 16.65M |
| Employees | 547 | 477 |
| Sector | Finance | Finance |
| Industry | Major Banks | Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- PFIS has outperformed TCBX by 38.3 percentage points over the past year.
- Peoples Financial Services offers a meaningfully higher dividend yield (3.60% vs 0.00%).
About Peoples Financial Services
PFIS stock →Peoples Financial Services Corp. operates as the bank holding company for Peoples Security Bank and Trust Company that provides commercial and retail banking services in Pennsylvania, New Jersey and New York.
Finance · Major Banks · 547 employees
About Third Coast Bancshares
TCBX stock →Third Coast Bancshares, Inc. operates as the bank holding company for Third Coast Bank that provides various commercial banking solutions to small and medium-sized businesses and professionals in Texas, the United States.
Finance · Banks · 477 employees
PFIS vs TCBX FAQ
Which is bigger, Peoples Financial Services or Third Coast Bancshares?
Third Coast Bancshares (TCBX) is larger, with a market capitalization of $695.68M compared with $691.37M for Peoples Financial Services (PFIS).
Which stock has performed better over the past year, PFIS or TCBX?
PFIS returned +44.90% over the past 12 months, compared with +6.64% for TCBX (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, PFIS or TCBX?
TCBX has the lower trailing P/E at 10.4, versus 12.2 for PFIS. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Peoples Financial Services or Third Coast Bancshares?
Peoples Financial Services pays a dividend yielding 3.60%, while Third Coast Bancshares does not currently pay a regular dividend.
Are Peoples Financial Services and Third Coast Bancshares in the same industry?
Both are in the Finance sector, but in different industries: Major Banks for Peoples Financial Services and Banks for Third Coast Bancshares.