CPI Card Group (PMTS) vs PayPal (PYPL)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 10, 2026.
Summary
CPI Card Group (PMTS) has outperformed PayPal (PYPL) over the past year, gaining 58.1% versus a loss of 26.7%. Over five years, PMTS leads with a -0.2% price change compared with -79.3% for PYPL. PayPal is the larger company by market cap ($47.50 billion vs $296.1 million), about 160.5 times the size.
On valuation, CPI Card Group trades at a lower forward P/E (7.3x vs 9.6x for PayPal). PayPal pays a dividend yielding 1.01%, while CPI Card Group does not currently pay one.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | PMTS | PYPL |
|---|---|---|
| Share price | $25.54 | $55.53 |
| Market cap | $296.06M | $47.50B |
| 1-day change | +2.16% | +0.93% |
| YTD return | +73.98% | -4.88% |
| 1-year return | +58.14% | -26.69% |
| 5-year return | -0.20% | -79.31% |
| P/E ratio (TTM) | 22.40 | 10.40 |
| Forward P/E | 7.32 | 9.61 |
| EPS (TTM) | $1.14 | $5.34 |
| Dividend yield | 0.00% | 1.01% |
| Annual dividend | $0.00 | $0.56 |
| Revenue (latest FY) | — | $33.17B |
| Revenue growth (YoY) | — | +4.32% |
| Net income (latest FY) | — | $5.23B |
| Operating margin | — | 18.28% |
| Net margin | — | 15.78% |
| 52-week high | $31.25 | $79.22 |
| 52-week low | $10.81 | $38.46 |
| Distance from 52-week high | -18.27% | -29.90% |
| Analyst consensus | none | hold |
| Avg. price target upside | +27.25% | +2.45% |
| Average volume | 143.67K | 14.14M |
| Shares outstanding | 11.59M | 855.46M |
| Employees | 1,700 | 23,800 |
| Sector | Financial Services | Financial Services |
| Industry | Credit Services | Credit Services |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- PayPal is about 160.5 times larger than CPI Card Group by market value ($47.50B vs $296.06M).
- PMTS has outperformed PYPL by 84.8 percentage points over the past year.
- CPI Card Group trades at a higher earnings multiple (22.4x vs 10.4x trailing P/E).
- PayPal offers a meaningfully higher dividend yield (1.01% vs 0.00%).
About CPI Card Group
PMTS stock →CPI Card Group Inc., together with its subsidiaries, provides physical and digital payment solutions for financial institutions, processors, fintechs, prepaid program managers, and other organizations in the United States. It operates through Debit and Credit, and Prepaid Debit segments.
Financial Services · Credit Services · 1,700 employees
About PayPal
PYPL stock →PayPal Holdings, Inc. operates a technology platform that enables digital payments for merchants and consumers worldwide.
Financial Services · Credit Services · 23,800 employees
PMTS vs PYPL FAQ
Which is bigger, CPI Card Group or PayPal?
PayPal (PYPL) is larger, with a market capitalization of $47.50B compared with $296.06M for CPI Card Group (PMTS).
Which stock has performed better over the past year, PMTS or PYPL?
PMTS returned +58.14% over the past 12 months, compared with -26.69% for PYPL (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, PMTS or PYPL?
PYPL has the lower trailing P/E at 10.4, versus 22.4 for PMTS. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, CPI Card Group or PayPal?
PayPal pays a dividend yielding 1.01%, while CPI Card Group does not currently pay a regular dividend.
Are CPI Card Group and PayPal in the same industry?
Yes. Both are classified in the Credit Services industry within the Financial Services sector.