Navient (NAVI) vs CPI Card Group (PMTS)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 10, 2026.
Summary
CPI Card Group (PMTS) has outperformed Navient (NAVI) over the past year, gaining 58.1% versus a loss of 26.1%. Over five years, PMTS leads with a -0.2% price change compared with -54.4% for NAVI. Navient is the larger company by market cap ($854.4 million vs $296.1 million), about 2.9 times the size.
On valuation, CPI Card Group trades at a lower forward P/E (7.3x vs 9.4x for Navient). Navient pays a dividend yielding 7.03%, while CPI Card Group does not currently pay one.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | NAVI | PMTS |
|---|---|---|
| Share price | $9.11 | $25.54 |
| Market cap | $854.37M | $296.06M |
| 1-day change | -1.73% | +2.16% |
| YTD return | -29.92% | +73.98% |
| 1-year return | -26.06% | +58.14% |
| 5-year return | -54.40% | -0.20% |
| P/E ratio (TTM) | — | 22.40 |
| Forward P/E | 9.37 | 7.32 |
| EPS (TTM) | $-0.49 | $1.14 |
| Dividend yield | 7.03% | 0.00% |
| Annual dividend | $0.64 | $0.00 |
| Revenue (latest FY) | $610.00M | — |
| Revenue growth (YoY) | +125.09% | — |
| Net income (latest FY) | $-80.00M | — |
| Net margin | -13.11% | — |
| 52-week high | $13.48 | $31.25 |
| 52-week low | $7.33 | $10.81 |
| Distance from 52-week high | -32.42% | -18.27% |
| Analyst consensus | hold | none |
| Avg. price target upside | -1.98% | +27.25% |
| Average volume | 1.23M | 143.67K |
| Shares outstanding | 93.78M | 11.59M |
| Employees | 670 | 1,700 |
| Sector | Financial Services | Financial Services |
| Industry | Credit Services | Credit Services |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- Navient is about 2.9 times larger than CPI Card Group by market value ($854.37M vs $296.06M).
- PMTS has outperformed NAVI by 84.2 percentage points over the past year.
- Navient offers a meaningfully higher dividend yield (7.03% vs 0.00%).
About Navient
NAVI stock →Navient Corporation provides technology-enabled education finance for education in the United States. It operates through two segments: Federal Education Loans and Consumer Lending.
Financial Services · Credit Services · 670 employees
About CPI Card Group
PMTS stock →CPI Card Group Inc., together with its subsidiaries, provides physical and digital payment solutions for financial institutions, processors, fintechs, prepaid program managers, and other organizations in the United States. It operates through Debit and Credit, and Prepaid Debit segments.
Financial Services · Credit Services · 1,700 employees
NAVI vs PMTS FAQ
Which is bigger, Navient or CPI Card Group?
Navient (NAVI) is larger, with a market capitalization of $854.37M compared with $296.06M for CPI Card Group (PMTS).
Which stock has performed better over the past year, NAVI or PMTS?
PMTS returned +58.14% over the past 12 months, compared with -26.06% for NAVI (price return, excluding dividends). Past performance does not predict future results.
Which pays a higher dividend, Navient or CPI Card Group?
Navient pays a dividend yielding 7.03%, while CPI Card Group does not currently pay a regular dividend.
Are Navient and CPI Card Group in the same industry?
Yes. Both are classified in the Credit Services industry within the Financial Services sector.