Pinnacle Financial Partners (PNFP) vs Regions Financial (RF)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
Regions Financial (RF) has outperformed Pinnacle Financial Partners (PNFP) over the past year, gaining 3.8% versus a gain of 1.3%. Over five years, RF leads with a +19.0% price change compared with -6.7% for PNFP. Regions Financial is the larger company by market cap ($22.75 billion vs $14.07 billion), about 1.6 times the size, while Pinnacle Financial Partners is growing revenue faster (+18.3% vs +6.3%).
On valuation, Pinnacle Financial Partners trades at a lower forward P/E (8.1x vs 9.4x for Regions Financial). Regions Financial offers the higher dividend yield (3.97% vs 1.59%). Pinnacle Financial Partners converts more of its revenue into profit, with a net margin of 31.2% versus 28.6%.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | PNFP | RF |
|---|---|---|
| Share price | $93.09 | $26.70 |
| Market cap | $14.07B | $22.75B |
| 1-day change | -3.17% | -1.29% |
| YTD return | -2.43% | -1.48% |
| 1-year return | +1.27% | +3.77% |
| 5-year return | -6.70% | +19.04% |
| P/E ratio (TTM) | 12.82 | 10.90 |
| Forward P/E | 8.09 | 9.37 |
| EPS (TTM) | $7.26 | $2.45 |
| Dividend yield | 1.59% | 3.97% |
| Annual dividend | $1.48 | $1.06 |
| Revenue (latest FY) | $2.05B | $7.53B |
| Revenue growth (YoY) | +18.31% | +6.25% |
| Net income (latest FY) | $641.87M | $2.16B |
| Operating margin | — | 0.70% |
| Net margin | 31.24% | 28.65% |
| 52-week high | $110.33 | $32.47 |
| 52-week low | $81.08 | $22.70 |
| Distance from 52-week high | -15.63% | -17.77% |
| Analyst consensus | buy | hold |
| Avg. price target upside | +28.03% | +19.96% |
| Average volume | 1.12M | 8.98M |
| Shares outstanding | 151.11M | 851.93M |
| Employees | 8,433 | 20,003 |
| Sector | Finance | Finance |
| Industry | Major Banks | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- Regions Financial offers a meaningfully higher dividend yield (3.97% vs 1.59%).
- Pinnacle Financial Partners grew revenue faster in its latest fiscal year (+18.31% vs +6.25%).
About Pinnacle Financial Partners
PNFP stock →Pinnacle Financial Partners, Inc. operates as the bank holding company for Pinnacle Bank that provides various banking products and services to individuals, businesses, and professional entities in the United States.
Finance · Major Banks · 8,433 employees
About Regions Financial
RF stock →Regions Financial Corporation, a financial holding company, provides various banking and related products and services to individual and corporate customers. It operates through three segments: Corporate Bank, Consumer Bank, and Wealth Management.
Finance · Major Banks · 20,003 employees
PNFP vs RF FAQ
Which is bigger, Pinnacle Financial Partners or Regions Financial?
Regions Financial (RF) is larger, with a market capitalization of $22.75B compared with $14.07B for Pinnacle Financial Partners (PNFP).
Which stock has performed better over the past year, PNFP or RF?
RF returned +3.77% over the past 12 months, compared with +1.27% for PNFP (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, PNFP or RF?
RF has the lower trailing P/E at 10.9, versus 12.8 for PNFP. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Pinnacle Financial Partners or Regions Financial?
Regions Financial has the higher yield at 3.97%, compared with 1.59% for Pinnacle Financial Partners.
Are Pinnacle Financial Partners and Regions Financial in the same industry?
Yes. Both are classified in the Major Banks industry within the Finance sector.