Pinnacle Financial Partners (PNFP) vs Wintrust Financial (WTFC)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 7, 2026.
Summary
Wintrust Financial (WTFC) has outperformed Pinnacle Financial Partners (PNFP) over the past year, gaining 8.2% versus a gain of 1.3%. Over five years, WTFC leads with a +69.7% price change compared with -6.7% for PNFP. Pinnacle Financial Partners is the larger company by market cap ($14.07 billion vs $9.61 billion), about 1.5 times the size.
On valuation, Pinnacle Financial Partners trades at a lower forward P/E (8.1x vs 10.3x for Wintrust Financial). Pinnacle Financial Partners offers the higher dividend yield (1.59% vs 1.47%). Wintrust Financial converts more of its revenue into profit, with a net margin of 310.1% versus 31.2%.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | PNFP | WTFC |
|---|---|---|
| Share price | $93.09 | $142.49 |
| Market cap | $14.07B | $9.61B |
| 1-day change | -3.17% | -1.69% |
| YTD return | -2.43% | +1.91% |
| 1-year return | +1.27% | +8.22% |
| 5-year return | -6.70% | +69.67% |
| P/E ratio (TTM) | 12.82 | 11.44 |
| Forward P/E | 8.09 | 10.30 |
| EPS (TTM) | $7.26 | $12.45 |
| Dividend yield | 1.59% | 1.47% |
| Annual dividend | $1.48 | $2.10 |
| Revenue (latest FY) | $2.05B | $265.63M |
| Revenue growth (YoY) | +18.31% | +5.94% |
| Net income (latest FY) | $641.87M | $823.84M |
| Net margin | 31.24% | 310.14% |
| 52-week high | $110.33 | $167.22 |
| 52-week low | $81.08 | $119.61 |
| Distance from 52-week high | -15.63% | -14.79% |
| Analyst consensus | buy | buy |
| Avg. price target upside | +28.03% | +23.66% |
| Average volume | 1.11M | 562.05K |
| Shares outstanding | 151.11M | 67.46M |
| Employees | 8,433 | 5,902 |
| Sector | Finance | Finance |
| Industry | Major Banks | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- Wintrust Financial is more profitable, keeping 310.1 cents of every revenue dollar as net income versus 31.2 cents for Pinnacle Financial Partners.
- Pinnacle Financial Partners grew revenue faster in its latest fiscal year (+18.31% vs +5.94%).
About Pinnacle Financial Partners
PNFP stock →Pinnacle Financial Partners, Inc. operates as the bank holding company for Pinnacle Bank that provides various banking products and services to individuals, businesses, and professional entities in the United States.
Finance · Major Banks · 8,433 employees
About Wintrust Financial
WTFC stock →Wintrust Financial Corporation, a financial holding company, provides community-oriented, personal, and commercial banking services in the United States. It operates through three segments: Community Banking, Specialty Finance, and Wealth Management.
Finance · Major Banks · 5,902 employees
PNFP vs WTFC FAQ
Which is bigger, Pinnacle Financial Partners or Wintrust Financial?
Pinnacle Financial Partners (PNFP) is larger, with a market capitalization of $14.07B compared with $9.61B for Wintrust Financial (WTFC).
Which stock has performed better over the past year, PNFP or WTFC?
WTFC returned +8.22% over the past 12 months, compared with +1.27% for PNFP (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, PNFP or WTFC?
WTFC has the lower trailing P/E at 11.4, versus 12.8 for PNFP. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Pinnacle Financial Partners or Wintrust Financial?
Pinnacle Financial Partners has the higher yield at 1.59%, compared with 1.47% for Wintrust Financial.
Are Pinnacle Financial Partners and Wintrust Financial in the same industry?
Yes. Both are classified in the Major Banks industry within the Finance sector.