MetaCap

Qfin (QFIN) vs WhiteFiber (WYFI)

Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.

Summary

WhiteFiber (WYFI) has outperformed Qfin (QFIN) over the past year, losing 54.1% versus a loss of 78.6%. Qfin is the larger company by market cap ($753.8 million vs $609.5 million), about 1.2 times the size. On valuation, Qfin trades at a lower forward P/E (2.2x vs 107.7x for WhiteFiber).

Qfin pays a dividend yielding 136.32%, while WhiteFiber does not currently pay one.

Summary generated from market data by MetaCap's automated system. Methodology

Relative performance

QFIN-78.63%WYFI-54.07%
+36%-24%-84%
Oct 8, 20251 yearOct 8, 2026
QFIN-81.75%WYFI+2.94%
+163%+35%-93%
Aug 4, 20255 yearsOct 5, 2026

Percent change in share price from the first common trading day shown; excludes dividends.

Head-to-head

QFIN versus WYFI key metrics
MetricQFINWYFI
Share price$6.20$15.69
Market cap$753.81M$609.53M
1-day change+1.72%-0.38%
YTD return-68.37%-0.32%
1-year return-78.63%-54.07%
5-year return-70.24%—
P/E ratio (TTM)1.48—
Forward P/E2.16107.65
EPS (TTM)$4.18$-1.16
Dividend yield136.32%0.00%
Annual dividend$8.45$0.00
52-week high$28.99$46.87
52-week low$5.93$10.51
Distance from 52-week high-78.61%-66.52%
Analyst consensusbuystrong_buy
Avg. price target upside+138.87%+157.81%
Average volume2.10M2.21M
Shares outstanding121.58M38.85M
Employees3,55783
SectorFinanceFinance
IndustryFinance: Consumer ServicesFinance: Consumer Services

Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.

Key differences

  • WYFI has outperformed QFIN by 24.6 percentage points over the past year.
  • Qfin offers a meaningfully higher dividend yield (136.32% vs 0.00%).

About Qfin

QFIN stock →

Qfin Holdings, Inc., together with its subsidiaries, operate AI- driven credit-tech platform under the Qifu Jietiao brand in the People's Republic of China. The company provides credit-driven services that match borrowers with financial institutions to conduct borrower acquisition, credit assessment, fund matching, and post-facilitation services; and platform services, including loan and post-facilitation services to financial institution partners under capital light model, intelligence credit engine, referral services, and other technology solutions.

Finance · Finance: Consumer Services · 3,557 employees

About WhiteFiber

WYFI stock →

WhiteFiber, Inc. provides artificial intelligence (AI) infrastructure solutions.

Finance · Finance: Consumer Services · 83 employees

QFIN vs WYFI FAQ

Which is bigger, Qfin or WhiteFiber?

Qfin (QFIN) is larger, with a market capitalization of $753.81M compared with $609.53M for WhiteFiber (WYFI).

Which stock has performed better over the past year, QFIN or WYFI?

WYFI returned -54.07% over the past 12 months, compared with -78.63% for QFIN (price return, excluding dividends). Past performance does not predict future results.

Which pays a higher dividend, Qfin or WhiteFiber?

Qfin pays a dividend yielding 136.32%, while WhiteFiber does not currently pay a regular dividend.

Are Qfin and WhiteFiber in the same industry?

Yes. Both are classified in the Finance: Consumer Services industry within the Finance sector.

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