RBB Bancorp (RBB) vs USCB Financial (USCB)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
RBB Bancorp (RBB) has outperformed USCB Financial (USCB) over the past year, gaining 42.0% versus a gain of 28.2%. Over five years, USCB leads with a +74.2% price change compared with +0.6% for RBB. RBB Bancorp is the larger company by market cap ($437.4 million vs $406.1 million), about 1.1 times the size.
On valuation, USCB Financial trades at a lower forward P/E (9.4x vs 10.4x for RBB Bancorp). RBB Bancorp offers the higher dividend yield (2.47% vs 2.05%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | RBB | USCB |
|---|---|---|
| Share price | $25.86 | $21.98 |
| Market cap | $437.45M | $406.07M |
| 1-day change | -0.92% | -1.43% |
| YTD return | +25.29% | +19.33% |
| 1-year return | +42.01% | +28.24% |
| 5-year return | +0.62% | +74.17% |
| P/E ratio (TTM) | 10.64 | 14.27 |
| Forward P/E | 10.37 | 9.43 |
| EPS (TTM) | $2.43 | $1.54 |
| Dividend yield | 2.47% | 2.05% |
| Annual dividend | $0.64 | $0.45 |
| 52-week high | $28.24 | $23.89 |
| 52-week low | $16.74 | $16.36 |
| Distance from 52-week high | -8.43% | -7.98% |
| Analyst consensus | none | none |
| Avg. price target upside | +9.44% | +10.78% |
| Average volume | 129.38K | 67.23K |
| Shares outstanding | 16.92M | 18.47M |
| Employees | 369 | 216 |
| Sector | Financial Services | Financial Services |
| Industry | Banks - Regional | Banks - Regional |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- RBB has outperformed USCB by 13.8 percentage points over the past year.
- USCB Financial trades at a higher earnings multiple (14.3x vs 10.6x trailing P/E).
About RBB Bancorp
RBB stock →RBB Bancorp operates as the bank holding company for Royal Business Bank that provides business-banking and consumer products and services to Asian-centric communities in the United States. The company offers deposit products, including checking, savings, money market, and time deposits; retail deposits; brokered deposits, collateralized deposits, and deposits acquired through internet listing services; and certificates of deposit.
Financial Services · Banks - Regional · 369 employees
About USCB Financial
USCB stock →USCB Financial Holdings, Inc. operates as the bank holding company for U.S.
Financial Services · Banks - Regional · 216 employees
RBB vs USCB FAQ
Which is bigger, RBB Bancorp or USCB Financial?
RBB Bancorp (RBB) is larger, with a market capitalization of $437.45M compared with $406.07M for USCB Financial (USCB).
Which stock has performed better over the past year, RBB or USCB?
RBB returned +42.01% over the past 12 months, compared with +28.24% for USCB (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, RBB or USCB?
RBB has the lower trailing P/E at 10.6, versus 14.3 for USCB. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, RBB Bancorp or USCB Financial?
RBB Bancorp has the higher yield at 2.47%, compared with 2.05% for USCB Financial.
Are RBB Bancorp and USCB Financial in the same industry?
Yes. Both are classified in the Banks - Regional industry within the Financial Services sector.