First Financial Bancorp. (FFBC) vs Seacoast Banking of Florida (SBCF)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 7, 2026.
Summary
First Financial Bancorp. (FFBC) has outperformed Seacoast Banking of Florida (SBCF) over the past year, gaining 19.4% versus a gain of 0.5%. Over five years, FFBC leads with a +31.0% price change compared with -12.0% for SBCF. First Financial Bancorp. is the larger company by market cap ($3.25 billion vs $3.09 billion), about 1.1 times the size.
On valuation, First Financial Bancorp. trades at a lower forward P/E (8.7x vs 11.5x for Seacoast Banking of Florida). First Financial Bancorp. offers the higher dividend yield (3.24% vs 2.35%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | FFBC | SBCF |
|---|---|---|
| Share price | $30.87 | $31.87 |
| Market cap | $3.25B | $3.09B |
| 1-day change | -1.59% | -1.70% |
| YTD return | +23.38% | +1.43% |
| 1-year return | +19.42% | +0.47% |
| 5-year return | +30.97% | -11.99% |
| P/E ratio (TTM) | 10.91 | 20.56 |
| Forward P/E | 8.75 | 11.51 |
| EPS (TTM) | $2.83 | $1.55 |
| Dividend yield | 3.24% | 2.35% |
| Annual dividend | $1.00 | $0.75 |
| 52-week high | $36.25 | $36.27 |
| 52-week low | $23.06 | $28.58 |
| Distance from 52-week high | -14.84% | -12.13% |
| Analyst consensus | buy | hold |
| Avg. price target upside | +22.64% | +16.22% |
| Average volume | 924.44K | 899.08K |
| Shares outstanding | 105.17M | 96.82M |
| Employees | 2,371 | 1,964 |
| Sector | Finance | Finance |
| Industry | Major Banks | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- FFBC has outperformed SBCF by 18.9 percentage points over the past year.
- Seacoast Banking of Florida trades at a higher earnings multiple (20.6x vs 10.9x trailing P/E).
About First Financial Bancorp.
FFBC stock →First Financial Bancorp. operates as the bank holding company for First Financial Bank that provides commercial banking and banking-related services to individuals and businesses in Ohio, Indiana, Kentucky, and Illinois.
Finance · Major Banks · 2,371 employees
About Seacoast Banking of Florida
SBCF stock →Seacoast Banking Corporation of Florida operates as the bank holding company for Seacoast National Bank that provides integrated financial services to retail and commercial customers in Florida. The company offers noninterest and interest-bearing demand deposits, money market, savings, and customer sweep accounts; time deposits; construction and land development, commercial and residential real estate, and commercial and financial loans; and consumer loans, including installment and revolving lines, as well as loans for automobiles, boats, and personal and family purposes.
Finance · Major Banks · 1,964 employees
FFBC vs SBCF FAQ
Which is bigger, First Financial Bancorp. or Seacoast Banking of Florida?
First Financial Bancorp. (FFBC) is larger, with a market capitalization of $3.25B compared with $3.09B for Seacoast Banking of Florida (SBCF).
Which stock has performed better over the past year, FFBC or SBCF?
FFBC returned +19.42% over the past 12 months, compared with +0.47% for SBCF (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, FFBC or SBCF?
FFBC has the lower trailing P/E at 10.9, versus 20.6 for SBCF. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, First Financial Bancorp. or Seacoast Banking of Florida?
First Financial Bancorp. has the higher yield at 3.24%, compared with 2.35% for Seacoast Banking of Florida.
Are First Financial Bancorp. and Seacoast Banking of Florida in the same industry?
Yes. Both are classified in the Major Banks industry within the Finance sector.