Southside Bancshares (SBSI) vs SmartFinancial (SMBK)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.
Summary
SmartFinancial (SMBK) has outperformed Southside Bancshares (SBSI) over the past year, gaining 44.4% versus a gain of 7.8%. Over five years, SMBK leads with a +93.4% price change compared with -20.8% for SBSI. Southside Bancshares is the larger company by market cap ($900.2 million vs $855.3 million), about 1.1 times the size.
On valuation, Southside Bancshares trades at a lower forward P/E (9.3x vs 12.0x for SmartFinancial). Southside Bancshares offers the higher dividend yield (4.77% vs 0.66%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | SBSI | SMBK |
|---|---|---|
| Share price | $30.20 | $50.02 |
| Market cap | $900.20M | $855.27M |
| 1-day change | -0.89% | -0.08% |
| YTD return | -0.63% | +35.23% |
| 1-year return | +7.78% | +44.44% |
| 5-year return | -20.78% | +93.43% |
| P/E ratio (TTM) | 11.98 | 14.76 |
| Forward P/E | 9.32 | 11.95 |
| EPS (TTM) | $2.52 | $3.39 |
| Dividend yield | 4.77% | 0.66% |
| Annual dividend | $1.44 | $0.33 |
| 52-week high | $36.20 | $54.14 |
| 52-week low | $26.32 | $33.01 |
| Distance from 52-week high | -16.57% | -7.61% |
| Analyst consensus | hold | buy |
| Avg. price target upside | +12.58% | +5.38% |
| Average volume | 136.72K | 122.63K |
| Shares outstanding | 29.81M | 17.10M |
| Employees | 781 | 581 |
| Sector | Finance | Finance |
| Industry | Major Banks | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- SMBK has outperformed SBSI by 36.7 percentage points over the past year.
- Southside Bancshares offers a meaningfully higher dividend yield (4.77% vs 0.66%).
About Southside Bancshares
SBSI stock →Southside Bancshares, Inc. operates as the bank holding company for Southside Bank that provides various financial services to individuals, businesses, municipal entities, and nonprofit organizations.
Finance · Major Banks · 781 employees
About SmartFinancial
SMBK stock →SmartFinancial, Inc. operates as the bank holding company for SmartBank that provides various financial services to individuals and corporate customers in the United States.
Finance · Major Banks · 581 employees
SBSI vs SMBK FAQ
Which is bigger, Southside Bancshares or SmartFinancial?
Southside Bancshares (SBSI) is larger, with a market capitalization of $900.20M compared with $855.27M for SmartFinancial (SMBK).
Which stock has performed better over the past year, SBSI or SMBK?
SMBK returned +44.44% over the past 12 months, compared with +7.78% for SBSI (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, SBSI or SMBK?
SBSI has the lower trailing P/E at 12.0, versus 14.8 for SMBK. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Southside Bancshares or SmartFinancial?
Southside Bancshares has the higher yield at 4.77%, compared with 0.66% for SmartFinancial.
Are Southside Bancshares and SmartFinancial in the same industry?
Yes. Both are classified in the Major Banks industry within the Finance sector.