Sound Financial Bancorp (SFBC) vs Union Bankshares (UNB)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 11, 2026.
Summary
Union Bankshares (UNB) has outperformed Sound Financial Bancorp (SFBC) over the past year, losing 6.5% versus a loss of 7.1%. Over five years, SFBC leads with a -7.2% price change compared with -29.3% for UNB. Union Bankshares is the larger company by market cap ($113.3 million vs $109.0 million), about 1.0 times the size.
On valuation, Union Bankshares trades at a lower trailing P/E (8.8x vs 13.6x for Sound Financial Bancorp). Union Bankshares offers the higher dividend yield (6.29% vs 1.88%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | SFBC | UNB |
|---|---|---|
| Share price | $42.46 | $22.90 |
| Market cap | $109.04M | $113.26M |
| 1-day change | -2.55% | -0.43% |
| YTD return | -2.68% | -3.50% |
| 1-year return | -7.09% | -6.53% |
| 5-year return | -7.17% | -29.32% |
| P/E ratio (TTM) | 13.61 | 8.84 |
| EPS (TTM) | $3.12 | $2.59 |
| Dividend yield | 1.88% | 6.29% |
| Annual dividend | $0.80 | $1.44 |
| 52-week high | $49.21 | $26.41 |
| 52-week low | $40.68 | $20.65 |
| Distance from 52-week high | -13.72% | -13.29% |
| Average volume | 10.17K | 5.62K |
| Shares outstanding | 2.57M | 4.95M |
| Employees | 92 | 195 |
| Sector | Finance | Finance |
| Industry | Savings Institutions | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- Sound Financial Bancorp trades at a higher earnings multiple (13.6x vs 8.8x trailing P/E).
- Union Bankshares offers a meaningfully higher dividend yield (6.29% vs 1.88%).
About Sound Financial Bancorp
SFBC stock →Sound Financial Bancorp, Inc. operates as the bank holding company for Sound Community Bank that provides banking and other financial services for consumers and businesses.
Finance · Savings Institutions · 92 employees
About Union Bankshares
UNB stock →Union Bankshares, Inc. operates as the bank holding company for Union Bank that provides retail, commercial, and municipal banking products and services in the United States.
Finance · Major Banks · 195 employees
SFBC vs UNB FAQ
Which is bigger, Sound Financial Bancorp or Union Bankshares?
Union Bankshares (UNB) is larger, with a market capitalization of $113.26M compared with $109.04M for Sound Financial Bancorp (SFBC).
Which stock has performed better over the past year, SFBC or UNB?
UNB returned -6.53% over the past 12 months, compared with -7.09% for SFBC (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, SFBC or UNB?
UNB has the lower trailing P/E at 8.8, versus 13.6 for SFBC. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Sound Financial Bancorp or Union Bankshares?
Union Bankshares has the higher yield at 6.29%, compared with 1.88% for Sound Financial Bancorp.
Are Sound Financial Bancorp and Union Bankshares in the same industry?
Both are in the Finance sector, but in different industries: Savings Institutions for Sound Financial Bancorp and Major Banks for Union Bankshares.