Pioneer Bancorp (PBFS) vs Southern Missouri Bancorp (SMBC)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.
Summary
Southern Missouri Bancorp (SMBC) has outperformed Pioneer Bancorp (PBFS) over the past year, gaining 36.1% versus a gain of 34.3%. Over five years, SMBC leads with a +50.5% price change compared with +43.1% for PBFS. Southern Missouri Bancorp is the larger company by market cap ($769.5 million vs $420.5 million), about 1.8 times the size.
On valuation, Southern Missouri Bancorp trades at a lower trailing P/E (10.9x vs 24.8x for Pioneer Bancorp). Southern Missouri Bancorp pays a dividend yielding 1.43%, while Pioneer Bancorp does not currently pay one.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | PBFS | SMBC |
|---|---|---|
| Share price | $17.39 | $69.87 |
| Market cap | $420.49M | $769.50M |
| 1-day change | -1.31% | -2.24% |
| YTD return | +30.71% | +20.89% |
| 1-year return | +34.30% | +36.06% |
| 5-year return | +43.14% | +50.49% |
| P/E ratio (TTM) | 24.84 | 10.87 |
| Forward P/E | — | 10.15 |
| EPS (TTM) | $0.70 | $6.43 |
| Dividend yield | 0.00% | 1.43% |
| Annual dividend | $0.00 | $1.00 |
| 52-week high | $19.91 | $79.86 |
| 52-week low | $12.64 | $47.60 |
| Distance from 52-week high | -12.66% | -12.51% |
| Analyst consensus | — | hold |
| Avg. price target upside | — | +14.78% |
| Average volume | 12.62K | 90.60K |
| Shares outstanding | 24.18M | 11.01M |
| Employees | 298 | 711 |
| Sector | Finance | Finance |
| Industry | Banks | Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- Pioneer Bancorp trades at a higher earnings multiple (24.8x vs 10.9x trailing P/E).
- Southern Missouri Bancorp offers a meaningfully higher dividend yield (1.43% vs 0.00%).
About Pioneer Bancorp
PBFS stock →Pioneer Bancorp, Inc. operates as a holding company for Pioneer Bank, National Association that provides various banking products and services in New York.
Finance · Banks · 298 employees
About Southern Missouri Bancorp
SMBC stock →Southern Missouri Bancorp, Inc. operates as the bank holding company for Southern Bank that provides banking and financial services to individuals and corporate customers in the United States.
Finance · Banks · 711 employees
PBFS vs SMBC FAQ
Which is bigger, Pioneer Bancorp or Southern Missouri Bancorp?
Southern Missouri Bancorp (SMBC) is larger, with a market capitalization of $769.50M compared with $420.49M for Pioneer Bancorp (PBFS).
Which stock has performed better over the past year, PBFS or SMBC?
SMBC returned +36.06% over the past 12 months, compared with +34.30% for PBFS (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, PBFS or SMBC?
SMBC has the lower trailing P/E at 10.9, versus 24.8 for PBFS. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Pioneer Bancorp or Southern Missouri Bancorp?
Southern Missouri Bancorp pays a dividend yielding 1.43%, while Pioneer Bancorp does not currently pay a regular dividend.
Are Pioneer Bancorp and Southern Missouri Bancorp in the same industry?
Yes. Both are classified in the Banks industry within the Finance sector.