United Bankshares (UBSI) vs Valley National Bancorp (VLY)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 7, 2026.
Summary
United Bankshares (UBSI) has outperformed Valley National Bancorp (VLY) over the past year, gaining 22.2% versus a gain of 15.2%. Over five years, UBSI leads with a +25.1% price change compared with -8.4% for VLY. Valley National Bancorp is the larger company by market cap ($6.90 billion vs $6.17 billion), about 1.1 times the size, while United Bankshares is growing revenue faster (+19.6% vs +9.3%).
On valuation, Valley National Bancorp trades at a lower forward P/E (8.1x vs 11.7x for United Bankshares). Valley National Bancorp offers the higher dividend yield (3.53% vs 3.33%). United Bankshares converts more of its revenue into profit, with a net margin of 37.5% versus 29.5%.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | UBSI | VLY |
|---|---|---|
| Share price | $45.34 | $12.48 |
| Market cap | $6.17B | $6.90B |
| 1-day change | -1.56% | -1.50% |
| YTD return | +18.07% | +6.85% |
| 1-year return | +22.18% | +15.24% |
| 5-year return | +25.08% | -8.37% |
| P/E ratio (TTM) | 12.35 | 10.58 |
| Forward P/E | 11.73 | 8.09 |
| EPS (TTM) | $3.67 | $1.18 |
| Dividend yield | 3.33% | 3.53% |
| Annual dividend | $1.51 | $0.44 |
| Revenue (latest FY) | $1.24B | $2.03B |
| Revenue growth (YoY) | +19.58% | +9.31% |
| Net income (latest FY) | $464.60M | $597.98M |
| Net margin | 37.55% | 29.52% |
| 52-week high | $49.62 | $15.20 |
| 52-week low | $34.10 | $9.64 |
| Distance from 52-week high | -8.63% | -17.89% |
| Analyst consensus | none | buy |
| Avg. price target upside | +11.01% | +32.21% |
| Average volume | 985.73K | 6.84M |
| Shares outstanding | 136.17M | 552.61M |
| Employees | 2,740 | 3,675 |
| Sector | Finance | Finance |
| Industry | Major Banks | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- United Bankshares is more profitable, keeping 37.5 cents of every revenue dollar as net income versus 29.5 cents for Valley National Bancorp.
- United Bankshares grew revenue faster in its latest fiscal year (+19.58% vs +9.31%).
About United Bankshares
UBSI stock →United Bankshares, Inc., through its subsidiaries, provides commercial and retail banking products and services in the United States. The company accepts checking, savings, and time and money market accounts; individual retirement accounts; and demand deposits, statement and special savings, and NOW accounts.
Finance · Major Banks · 2,740 employees
About Valley National Bancorp
VLY stock →Valley National Bancorp operates as the holding company for Valley National Bank that provides various commercial, private banking, retail, insurance, and wealth management financial services products. The company operates through Consumer Banking, Commercial Banking, and Treasury and Corporate other segments.
Finance · Major Banks · 3,675 employees
UBSI vs VLY FAQ
Which is bigger, United Bankshares or Valley National Bancorp?
Valley National Bancorp (VLY) is larger, with a market capitalization of $6.90B compared with $6.17B for United Bankshares (UBSI).
Which stock has performed better over the past year, UBSI or VLY?
UBSI returned +22.18% over the past 12 months, compared with +15.24% for VLY (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, UBSI or VLY?
VLY has the lower trailing P/E at 10.6, versus 12.4 for UBSI. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, United Bankshares or Valley National Bancorp?
Valley National Bancorp has the higher yield at 3.53%, compared with 3.33% for United Bankshares.
Are United Bankshares and Valley National Bancorp in the same industry?
Yes. Both are classified in the Major Banks industry within the Finance sector.