ACNB Quarterly Cash Flow Statement
NASDAQ: ACNBFinanceMajor BanksUSD
At close: Oct 9, 4:00 PM ET · Delayed 15 min
ACNB free cash flow
In the quarter ended Jun 30, 2026, ACNB generated -$3.4 million of operating cash flow and spent $516,000 on capital expenditures. That left free cash flow of -$4.0 million, a free-cash-flow margin of -7.6% of revenue. Free cash flow was down 125.1% from the prior year's $15.8 million.
ACNB returned $18.5 million to shareholders: $9.3 million in dividends and $9.2 million in share repurchases.
Summary generated from market data by MetaCap's automated system. Methodology
ACNB cash flow statement (quarterly)
| Quarter (USD) | Q2 20262026-06-30 | Q1 20262026-03-31 | Q4 20252025-12-31 | Q3 20252025-09-30 | Q2 20252025-06-30 | Q1 20252025-03-31 | Q4 20242024-12-31 | Q3 20242024-09-30 | Q2 20242024-06-30 | Q1 20242024-03-31 | Q4 20232023-12-31 | Q3 20232023-09-30 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Income | 15.21M | 13.70M | 10.80M | 14.87M | 11.65M | -272.00K | 6.59M | 7.20M | 11.28M | 6.77M | 4.10M | 9.04M |
| Net Income growth (YoY) | +30.61% | — | +63.84% | +106.41% | +3.27% | -104.02% | +60.97% | -20.34% | +18.43% | -24.99% | -59.83% | -12.40% |
| Depreciation & Amortization | 1.59M | 1.67M | 1.76M | 1.76M | 1.77M | 1.45M | 765.00K | 744.00K | 758.00K | 766.00K | — | — |
| Stock-Based Compensation | — | — | 222.00K | 301.00K | 276.00K | 612.00K | 244.00K | 244.00K | 241.00K | 534.00K | — | — |
| Change in Working Capital | -428.00K | -1.94M | 3.18M | 5.90M | -4.29M | 1.34M | -7.51M | 7.50M | 3.26M | 2.21M | -8.22M | 2.93M |
| Operating Cash Flow | -3.45M | 24.32M | 12.76M | 26.64M | 15.60M | -1.35M | 5.71M | 13.55M | 9.71M | 10.82M | 8.61M | 7.52M |
| Capital Expenditures | -516.00K | -334.00K | -172.00K | -430.00K | 185.00K | -659.00K | -373.00K | -222.00K | -287.00K | -78.00K | -994.00K | -68.00K |
| Investing Cash Flow | -44.26M | -23.25M | -11.81M | -443.00K | -13.30M | 90.19M | 6.71M | 19.33M | -9.07M | -14.54M | -13.11M | -32.77M |
| Dividends Paid | -9.31M | -3.93M | -3.92M | -3.54M | -3.55M | -3.37M | -2.72M | -2.72M | -2.72M | -2.55M | -2.54M | -2.38M |
| Share Repurchases | -9.19M | -3.56M | -2.49M | -2.71M | -2.86M | -3.11M | 0 | -102.00K | 0 | -147.00K | -452.00K | -1.55M |
| Debt Issued | -538.00K | 15.00M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 60.00M | 75.00M | 40.00M |
| Debt Repaid | 0 | -55.00M | 0 | 0 | 0 | -40.19M | 0 | 0 | 0 | 0 | 0 | 0 |
| Financing Cash Flow | 35.91M | 26.91M | -37.44M | -27.17M | -22.75M | -12.54M | -23.25M | -61.06M | 32.50M | -9.10M | 6.41M | 5.25M |
| Net Change in Cash | -11.80M | 27.99M | -36.49M | -970.00K | -20.45M | 76.30M | -10.83M | -28.18M | 33.14M | -12.82M | 1.92M | -20.00M |
| Free Cash Flow | -3.96M | 23.99M | 12.58M | 26.21M | 15.78M | -2.01M | 5.33M | 13.33M | 9.42M | 10.74M | 7.62M | 7.45M |
This table shows 12 quarterly periods of ACNB's cash flow statement, from Q2 2026 back to Q3 2023, across 14 line items including net income, depreciation & amortization, stock-based compensation. Values in USD; B = billions, M = millions. Fiscal periods follow ACNB's reporting calendar. What is a cash flow statement?