Affirm Cash Flow Statement
NASDAQ: AFRMFinanceFinance: Consumer ServicesUSD
At close: Oct 9, 4:00 PM ET · Delayed 15 min
Affirm free cash flow
In fiscal 2026, Affirm generated $1.23 billion of operating cash flow and spent $238.3 million on capital expenditures. That left free cash flow of $992.6 million, a free-cash-flow margin of 23.3% of revenue. Free cash flow was up 65.0% from the prior year's $601.7 million.
Summary generated from market data by MetaCap's automated system. Methodology
Affirm cash flow statement (annual)
| Fiscal year (USD) | FY 20262026-06-30 | FY 20252025-06-30 | FY 20242024-06-30 | FY 20232023-06-30 | FY 20222022-06-30 | FY 20212021-06-30 | FY 20202020-06-30 | FY 20192019-06-30 |
|---|---|---|---|---|---|---|---|---|
| Net Income | 1.93B | 52.19M | -517.76M | -985.35M | -707.42M | -441.03M | -112.60M | -120.45M |
| Net Income growth (YoY) | +3597.91% | — | — | — | — | — | — | — |
| Depreciation & Amortization | 303.33M | 225.08M | 169.04M | 134.63M | 52.72M | 19.98M | 9.44M | 5.27M |
| Stock-Based Compensation | 304.67M | 321.43M | 344.51M | 451.71M | 390.98M | 292.51M | 29.63M | 33.70M |
| Change in Working Capital | 84.32M | -62.44M | -124.11M | -87.19M | -102.41M | -199.85M | 8.40M | -37.46M |
| Operating Cash Flow | 1.23B | 793.91M | 450.14M | 12.18M | -162.19M | -193.13M | -71.30M | -87.65M |
| Capital Expenditures | -238.35M | -192.19M | -159.30M | -120.78M | -86.29M | -20.25M | -21.02M | -19.41M |
| Investing Cash Flow | -2.55B | -1.08B | -1.33B | -1.65B | -2.01B | -1.02B | -253.07M | -353.73M |
| Share Repurchases | 0 | -250.00M | 0 | -109.00K | -86.00K | -800.00K | -18.85M | -2.63M |
| Debt Issued | 0 | 920.00M | 0 | 0 | — | — | — | — |
| Financing Cash Flow | 2.01B | 751.42M | 913.15M | 1.35B | 2.04B | 2.58B | 294.73M | 561.65M |
| Net Change in Cash | 676.62M | 461.02M | 35.45M | -290.86M | -141.82M | 1.36B | -29.64M | 120.27M |
| Free Cash Flow | 992.63M | 601.72M | 290.84M | -108.59M | -248.48M | -213.38M | -92.32M | -107.06M |
This table shows 8 annual periods of Affirm's cash flow statement, from FY 2026 back to FY 2019, across 12 line items including net income, depreciation & amortization, stock-based compensation. Values in USD; B = billions, M = millions. Fiscal periods follow AFRM's reporting calendar. What is a cash flow statement?