Affirm Financial Statements
NASDAQ: AFRMFinanceFinance: Consumer ServicesUSD
At close: Oct 9, 4:00 PM ET · Delayed 15 min
Affirm revenue and earnings
In fiscal 2026, Affirm generated $4.26 billion in revenue, up 32.2% from fiscal 2025, its 7th consecutive year of revenue growth. Net income was $1.93 billion (+3597.9% year over year), for a net margin of 45.3% versus a median of -50.7% in the prior 5 years. Operating margin was 9.8%.
Diluted earnings per share came in at $5.53, up from $0.15. Over the last 5 fiscal years, AFRM's revenue has grown at a 37.4% compound annual rate.
Summary generated from market data by MetaCap's automated system. Methodology
Affirm income statement (annual)
| Fiscal year (USD) | FY 20262026-06-30 | FY 20252025-06-30 | FY 20242024-06-30 | FY 20232023-06-30 | FY 20222022-06-30 | FY 20212021-06-30 | FY 20202020-06-30 | FY 20192019-06-30 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 4.26B | 3.22B | 2.32B | 1.59B | 1.35B | 870.46M | 509.53M | 264.37M |
| Revenue growth (YoY) | +32.15% | +38.80% | +46.29% | +17.69% | +55.01% | +70.84% | +92.74% | — |
| Selling, General & Admin | 920.84M | 979.90M | 1.10B | 1.22B | 1.11B | 565.94M | 146.27M | 105.77M |
| Operating Income | 416.98M | -87.27M | -615.85M | -1.20B | -866.05M | -383.67M | -107.79M | -127.44M |
| Interest Expense | 454.02M | 425.45M | 344.25M | 183.01M | 69.69M | 52.70M | 32.32M | 25.89M |
| Other Income (Expense) | 75.75M | 148.74M | 100.32M | 211.62M | 141.22M | -59.70M | -4.43M | 7.02M |
| Pretax Income | 492.73M | 61.46M | -515.53M | -989.25M | -724.83M | -443.37M | -112.22M | -120.42M |
| Income Tax | -1.44B | 9.28M | 2.23M | -3.90M | -17.41M | -2.34M | 376.00K | 36.00K |
| Net Income | 1.93B | 52.19M | -517.76M | -985.35M | -707.42M | -441.03M | -112.60M | -120.45M |
| Net Income growth (YoY) | +3597.91% | — | — | — | — | — | — | — |
| EPS (Basic) | 5.76 | 0.16 | -1.67 | -3.34 | -2.51 | -2.78 | -2.63 | -2.84 |
| EPS (Diluted) | 5.53 | 0.15 | -1.67 | -3.34 | -2.51 | -2.94 | -2.63 | -2.84 |
| Shares Outstanding (Basic) | 335.16M | 322.85M | 309.86M | 295.34M | 281.70M | 158.37M | 47.86M | 47.35M |
| Shares Outstanding (Diluted) | 348.85M | 341.02M | 309.86M | 295.34M | 281.70M | 159.24M | 47.86M | 47.35M |
| EBITDA | 720.31M | 137.80M | -446.80M | -1.07B | -813.33M | -363.69M | -98.35M | -122.17M |
| Operating Margin | 9.79% | -2.71% | -26.51% | -75.62% | -64.19% | -44.08% | -21.15% | -48.21% |
| Net Margin | 45.29% | 1.62% | -22.29% | -62.05% | -52.43% | -50.67% | -22.10% | -45.56% |
This table shows 8 annual periods of Affirm's income statement, from FY 2026 back to FY 2019, across 15 line items including revenue, selling, general & admin, operating income. Values in USD; B = billions, M = millions. Fiscal periods follow AFRM's reporting calendar. What is a income statement?