Ally Financial Financial Ratios
NYSE: ALLYFinanceMajor BanksUSD
At close: Oct 9, 4:00 PM ET · Delayed 15 min
Ally Financial ratio analysis
Ally Financial earned a net margin of 10.8% in FY 2025, up from 8.2% a year earlier. Return on equity reached 5.5%, meaning Ally Financial generated 0.05 dollars of profit for every dollar of shareholders' equity. Debt-to-equity stood at 1.40 versus 1.38 the year before.
At the end of FY 2025, ALLY traded at 19.3 times earnings; across the 10 fiscal years shown, its year-end P/E ranged from 4.9 to 19.9, with a median of 10.6. Valuation ratios use the closing share price on each fiscal year-end date and diluted shares from the income statement; profitability and leverage ratios use reported annual figures. Current valuation multiples are on the statistics page.
Summary generated from market data by MetaCap's automated system. Methodology
Ally Financial financial ratios (annual)
| Ratio | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| P/E ratio (at fiscal year end) | 19.31 | 19.92 | 12.61 | 4.86 | 5.79 | 12.38 | 7.00 | 7.94 | 14.29 | 8.85 |
| Price / sales | 1.79 | 1.34 | 1.29 | 0.92 | 2.10 | 2.00 | 1.87 | 1.72 | 2.29 | 1.68 |
| Price / book | 0.92 | 0.79 | 0.77 | 0.60 | 1.01 | 0.91 | 0.83 | 0.75 | 0.98 | 0.69 |
| Net margin | 10.8% | 8.2% | 11.6% | 20.3% | 37.3% | 16.2% | 26.8% | 21.8% | 16.1% | 19.6% |
| Free cash flow margin | 47.1% | 55.3% | 55.3% | 74.1% | 49.3% | 55.9% | 63.3% | 71.5% | 70.8% | 84.0% |
| Return on equity (ROE) | 5.5% | 4.8% | 7.0% | 13.3% | 17.9% | 7.4% | 11.9% | 9.5% | 6.9% | 8.0% |
| Return on assets (ROA) | 0.4% | 0.3% | 0.5% | 0.9% | 1.7% | 0.6% | 0.9% | 0.7% | 0.6% | 0.7% |
| Debt / equity | 1.40 | 1.38 | 1.52 | 1.57 | 1.00 | 1.64 | 2.74 | 4.08 | 4.12 | 4.99 |
| Revenue growth | -3.3% | -0.6% | -2.3% | 2.7% | 22.7% | 4.6% | 10.2% | 0.7% | 6.0% | 11.8% |
| EPS growth | 31.7% | -35.0% | -44.9% | -38.8% | 185.4% | -33.6% | 47.1% | 44.6% | -5.1% | — |