Ally Financial Financial Statements
NYSE: ALLYFinanceMajor BanksUSD
At close: Oct 9, 4:00 PM ET · Delayed 15 min
After hours: 37.59 0.00%
Ally Financial revenue and earnings
In fiscal 2025, Ally Financial generated $7.91 billion in revenue, down 3.3% from fiscal 2024, its first annual decline since 2024. Net income was $852.0 million (+27.5% year over year), for a net margin of 10.8% versus a median of 16.2% in the prior 5 years. Diluted earnings per share came in at $2.37, up from $1.80.
Over the last 5 fiscal years, ALLY's revenue has grown at a 3.4% compound annual rate.
Summary generated from market data by MetaCap's automated system. Methodology
Ally Financial income statement (annual)
| Fiscal year (USD) | FY 20252025-12-31 | FY 20242024-12-31 | FY 20232023-12-31 | FY 20222022-12-31 | FY 20212021-12-31 | FY 20202020-12-31 | FY 20192019-12-31 | FY 20182018-12-31 | FY 20172017-12-31 | FY 20162016-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 7.91B | 8.18B | 8.23B | 8.43B | 8.21B | 6.69B | 6.39B | 5.80B | 5.76B | 5.44B |
| Revenue growth (YoY) | -3.26% | -0.64% | -2.30% | +2.71% | +22.73% | +4.57% | +10.17% | +0.68% | +6.03% | +11.85% |
| Operating Expenses | 5.39B | 5.18B | 5.16B | 4.69B | 4.11B | 3.83B | 3.43B | 3.26B | 3.11B | 2.94B |
| Interest Expense | 6.41B | 7.47B | 6.90B | 2.86B | 1.91B | 3.24B | 4.24B | 3.64B | 2.86B | 2.63B |
| Other Income (Expense) | — | — | — | — | — | — | — | — | 1.54B | 1.53B |
| Pretax Income | 1.05B | 836.00M | 1.10B | 2.34B | 3.85B | 1.41B | 1.97B | 1.62B | 1.51B | 1.58B |
| Income Tax | 199.00M | 167.00M | 144.00M | 627.00M | 790.00M | 328.00M | 246.00M | 359.00M | 581.00M | 470.00M |
| Net Income | 852.00M | 668.00M | 957.00M | 1.71B | 3.06B | 1.08B | 1.72B | 1.26B | 929.00M | 1.07B |
| Net Income growth (YoY) | +27.54% | -30.20% | -44.17% | -43.99% | +182.03% | -36.73% | +35.79% | +35.95% | -12.93% | -17.22% |
| EPS (Basic) | 2.39 | 1.82 | 2.79 | 5.06 | 8.28 | 2.89 | 4.36 | 2.97 | 2.05 | 2.15 |
| EPS (Diluted) | 2.37 | 1.80 | 2.77 | 5.03 | 8.22 | 2.88 | 4.34 | 2.95 | 2.04 | 2.15 |
| Shares Outstanding (Basic) | 310.01M | 306.91M | 303.75M | 316.69M | 362.58M | 375.63M | 393.23M | 425.17M | 453.70M | 481.11M |
| Shares Outstanding (Diluted) | 313.04M | 310.16M | 305.13M | 318.63M | 365.18M | 377.10M | 395.39M | 427.68M | 455.35M | 482.18M |
| Net Margin | 10.77% | 8.17% | 11.62% | 20.34% | 37.29% | 16.23% | 26.82% | 21.76% | 16.11% | 19.62% |
This table shows 10 annual periods of Ally Financial's income statement, from FY 2025 back to FY 2016, across 12 line items including revenue, operating expenses, interest expense. Values in USD; B = billions, M = millions. Fiscal periods follow ALLY's reporting calendar. What is a income statement?