Ally Financial Cash Flow Statement
NYSE: ALLYFinanceMajor BanksUSD
At close: Oct 9, 4:00 PM ET · Delayed 15 min
Ally Financial free cash flow
In fiscal 2025, Ally Financial generated $3.73 billion of operating cash flow. That left free cash flow of $3.73 billion, a free-cash-flow margin of 47.1% of revenue. Free cash flow was down 17.6% from the prior year's $4.53 billion.
Ally Financial returned $438.0 million to shareholders: $379.0 million in dividends and $59.0 million in share repurchases, equal to 12% of free cash flow. Free cash flow covered dividend payments 9.8 times.
Summary generated from market data by MetaCap's automated system. Methodology
Ally Financial cash flow statement (annual)
| Fiscal year (USD) | FY 20252025-12-31 | FY 20242024-12-31 | FY 20232023-12-31 | FY 20222022-12-31 | FY 20212021-12-31 | FY 20202020-12-31 | FY 20192019-12-31 | FY 20182018-12-31 | FY 20172017-12-31 | FY 20162016-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|
| Net Income | 852.00M | 668.00M | 957.00M | 1.71B | 3.06B | 1.08B | 1.72B | 1.26B | 929.00M | 1.07B |
| Net Income growth (YoY) | +27.54% | -30.20% | -44.17% | -43.99% | +182.03% | -36.73% | +35.79% | +35.95% | -12.93% | -17.22% |
| Depreciation & Amortization | 1.40B | 1.20B | 1.23B | 1.33B | 1.26B | 1.55B | 1.55B | 1.65B | 1.86B | 2.38B |
| Stock-Based Compensation | — | — | — | — | — | 80.00M | 67.00M | 72.00M | 60.00M | — |
| Change in Working Capital | -341.00M | 200.00M | -508.00M | 854.00M | 54.00M | 48.00M | -205.00M | -85.00M | -222.00M | -326.00M |
| Operating Cash Flow | 3.73B | 4.53B | 4.56B | 6.25B | 4.04B | 3.74B | 4.05B | 4.15B | 4.08B | 4.57B |
| Investing Cash Flow | -5.26B | 4.99B | -7.18B | -17.26B | -11.10B | 8.43B | -3.77B | -14.51B | -8.73B | -9.07B |
| Dividends Paid | -379.00M | -372.00M | -368.00M | -384.00M | -324.00M | -289.00M | -273.00M | -242.00M | -184.00M | -108.00M |
| Share Repurchases | -59.00M | -38.00M | -33.00M | -1.65B | -1.99B | -106.00M | -1.04B | -939.00M | -753.00M | -341.00M |
| Debt Issued | 4.67B | 4.34B | 5.71B | 7.13B | 3.00B | 3.66B | 6.92B | 18.40B | 17.97B | 14.15B |
| Debt Repaid | -5.18B | -4.48B | -4.59B | -6.46B | -6.07B | -16.11B | -17.22B | -17.94B | -27.91B | -26.41B |
| Financing Cash Flow | 1.96B | -5.57B | 3.84B | 11.57B | -3.85B | 25.00M | -1.53B | 10.72B | 2.03B | 3.67B |
| Net Change in Cash | 429.00M | 3.94B | 1.22B | 552.00M | -10.90B | 12.19B | -1.25B | 357.00M | -2.61B | -832.00M |
| Free Cash Flow | 3.73B | 4.53B | 4.56B | 6.25B | 4.04B | 3.74B | 4.05B | 4.15B | 4.08B | 4.57B |
This table shows 10 annual periods of Ally Financial's cash flow statement, from FY 2025 back to FY 2016, across 13 line items including net income, depreciation & amortization, stock-based compensation. Values in USD; B = billions, M = millions. Fiscal periods follow ALLY's reporting calendar. What is a cash flow statement?