Bread Financial Earnings
NYSE: BFHConsumer DiscretionaryBusiness ServicesUSD
At close: Oct 9, 4:00 PM ET · Delayed 15 min
Next earnings date
Thu, Oct 22, 2026
Before market open
Fiscal period
Sep/2026
EPS estimate
$3.29
Bread Financial earnings summary
Bread Financial is scheduled to report Sep/2026 earnings on Oct 22, 2026 before the market opens, with analysts expecting EPS of $3.29. In its most recent report on Jul 28, 2026 (Q2 2026), BFH posted EPS of $3.55. Revenue for the quarter was $993.0 million.
Quarterly EPS is up 20.7% from the same quarter a year earlier. Across the last 16 reports, BFH shares moved an average of 6.6% (in either direction) in the first trading session after results, rising 12 times and falling 4 times.
Summary generated from market data by MetaCap's automated system. Methodology
BFH earnings history
| Report date | EPS est. | EPS actual | Surprise | Price reaction |
|---|---|---|---|---|
| Jul 28, 2026 | — | $3.55 | — | +0.2% |
| Apr 28, 2026 | — | $4.15 | — | +2.3% |
| Feb 13, 2026 | — | $1.21 | — | +4.6% |
| Oct 28, 2025 | — | $3.96 | — | +1.5% |
| Jul 29, 2025 | — | $2.94 | — | +1.1% |
| Apr 29, 2025 | — | $2.78 | — | +3.2% |
| Feb 14, 2025 | — | $0.08 | — | -8.8% |
| Oct 31, 2024 | — | $0.05 | — | +16.4% |
| Aug 1, 2024 | — | $2.66 | — | +10.2% |
| May 2, 2024 | — | $2.70 | — | -0.3% |
| Feb 20, 2024 | — | $0.89 | — | +4.1% |
| Oct 26, 2023 | — | $3.42 | — | +9.2% |
| Aug 3, 2023 | — | $0.95 | — | -0.6% |
| May 2, 2023 | — | $9.08 | — | +7.1% |
| Feb 28, 2023 | — | $-2.68 | — | -14.1% |
| Nov 4, 2022 | — | $2.69 | — | +22.7% |
Surprise compares reported EPS with the consensus estimate. Price reaction is the close-to-close move in the first session after the report. Learn about the earnings surprise.