Community Financial System Quarterly Cash Flow Statement
NYSE: CBUFinanceMajor BanksUSD
At close: Oct 9, 4:00 PM ET · Delayed 15 min
Community Financial System free cash flow
In the quarter ended Jun 30, 2026, Community Financial System generated $51.1 million of operating cash flow and spent $9.7 million on capital expenditures. That left free cash flow of $41.4 million, a free-cash-flow margin of 18.5% of revenue. Free cash flow was up 13.7% from the prior year's $36.4 million.
Community Financial System returned $25.3 million to shareholders: $24.7 million in dividends and $564,000 in share repurchases, equal to 61% of free cash flow. Free cash flow covered dividend payments 1.7 times.
Summary generated from market data by MetaCap's automated system. Methodology
Community Financial System cash flow statement (quarterly)
| Quarter (USD) | Q2 20262026-06-30 | Q1 20262026-03-31 | Q4 20252025-12-31 | Q3 20252025-09-30 | Q2 20252025-06-30 | Q1 20252025-03-31 | Q4 20242024-12-31 | Q3 20242024-09-30 | Q2 20242024-06-30 | Q1 20242024-03-31 | Q4 20232023-12-31 | Q3 20232023-09-30 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Income | 61.33M | 57.22M | 54.42M | 55.09M | 51.33M | 49.61M | 49.79M | 43.90M | 47.91M | 40.87M | 33.71M | 44.13M |
| Net Income growth (YoY) | +19.49% | +15.33% | +9.30% | +25.48% | +7.13% | +21.39% | +47.73% | -0.52% | -0.78% | +604.93% | -35.83% | -9.37% |
| Depreciation & Amortization | 6.09M | 5.25M | 4.41M | 3.87M | 3.66M | 3.64M | 3.57M | 3.43M | 3.40M | 3.28M | 3.21M | 3.24M |
| Stock-Based Compensation | 2.76M | 2.97M | 2.97M | 2.33M | 2.52M | 3.05M | 1.87M | 2.08M | 2.04M | 2.38M | 2.56M | 2.52M |
| Operating Cash Flow | 51.05M | 71.56M | 84.58M | 101.09M | 53.69M | 62.51M | 65.74M | 56.86M | 39.79M | 79.89M | 44.71M | 64.86M |
| Capital Expenditures | -9.67M | -11.26M | -23.01M | -17.66M | -17.30M | -10.55M | -7.20M | -4.93M | -6.01M | -2.56M | -4.70M | -6.95M |
| Investing Cash Flow | -179.77M | -202.66M | 283.69M | -281.82M | -153.66M | -30.31M | -210.63M | -239.07M | -171.24M | -214.68M | -296.87M | -123.23M |
| Dividends Paid | -24.71M | -24.82M | -24.73M | -24.31M | -24.24M | -24.27M | -24.17M | -23.75M | -23.84M | -24.03M | -24.05M | -23.61M |
| Share Repurchases | -564.00K | -15.51M | -44.00K | -11.03M | -42.00K | -48.00K | 146.00K | -46.00K | -11.42M | -34.52M | -4.18M | -5.16M |
| Financing Cash Flow | -185.28M | 401.52M | -311.76M | 188.73M | -180.80M | 288.82M | -4.21M | 326.83M | -5.43M | 282.20M | -12.69M | 291.40M |
| Net Change in Cash | -314.00M | 270.42M | 56.51M | 8.00M | -280.77M | 321.02M | -149.11M | 144.62M | -136.89M | 147.42M | -264.85M | 233.03M |
| Free Cash Flow | 41.38M | 60.30M | 61.57M | 83.42M | 36.38M | 51.95M | 58.54M | 51.93M | 33.78M | 77.33M | 40.01M | 57.91M |
This table shows 12 quarterly periods of Community Financial System's cash flow statement, from Q2 2026 back to Q3 2023, across 12 line items including net income, depreciation & amortization, stock-based compensation. Values in USD; B = billions, M = millions. Fiscal periods follow CBU's reporting calendar. What is a cash flow statement?