Community Financial System Quarterly Income Statement
NYSE: CBUFinanceMajor BanksUSD
At close: Oct 9, 4:00 PM ET · Delayed 15 min
Community Financial System revenue and earnings
In the quarter ended Jun 30, 2026, Community Financial System generated $223.2 million in revenue, up 12.0% from the same quarter a year earlier. Net income was $61.3 million (+19.5% year over year), for a net margin of 27.5% versus a median of 25.8% in the prior 5 quarters. Diluted earnings per share came in at $1.16, up from $0.97.
Summary generated from market data by MetaCap's automated system. Methodology
Community Financial System income statement (quarterly)
| Quarter (USD) | Q2 20262026-06-30 | Q1 20262026-03-31 | Q4 20252025-12-31 | Q3 20252025-09-30 | Q2 20252025-06-30 | Q1 20252025-03-31 | Q4 20242024-12-31 | Q3 20242024-09-30 | Q2 20242024-06-30 | Q1 20242024-03-31 | Q4 20232023-12-31 | Q3 20232023-09-30 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 223.16M | 213.29M | 215.45M | 207.05M | 199.26M | 196.25M | 196.29M | 188.94M | 183.80M | 177.28M | 176.96M | 175.37M |
| Revenue growth (YoY) | +11.99% | +8.68% | +9.76% | +9.58% | +8.41% | +10.70% | +10.92% | +7.74% | +4.87% | +42.36% | -73.92% | +87586.00% |
| Operating Expenses | 137.73M | 133.04M | 138.55M | 128.32M | 129.10M | 125.29M | 125.54M | 124.20M | 119.00M | 118.08M | 129.09M | 116.50M |
| Interest Expense | 45.21M | 45.27M | 48.04M | 49.12M | 48.13M | 47.44M | 49.96M | 51.16M | 47.63M | 45.67M | 37.14M | 29.77M |
| Pretax Income | 80.81M | 74.61M | 71.92M | 73.17M | 66.04M | 64.27M | 64.54M | 57.03M | 62.09M | 53.04M | 43.80M | 55.99M |
| Income Tax | 19.48M | 17.40M | 17.50M | 18.08M | 14.71M | 14.65M | 14.75M | 13.13M | 14.18M | 12.17M | 10.09M | 11.86M |
| Net Income | 61.33M | 57.22M | 54.42M | 55.09M | 51.33M | 49.61M | 49.79M | 43.90M | 47.91M | 40.87M | 33.71M | 44.13M |
| Net Income growth (YoY) | +19.49% | +15.33% | +9.30% | +25.48% | +7.13% | +21.39% | +47.73% | -0.52% | -0.78% | +604.93% | -35.83% | -9.37% |
| EPS (Basic) | 1.16 | 1.08 | 1.03 | 1.04 | 0.97 | 0.94 | 0.93 | 0.83 | 0.91 | 0.77 | 0.62 | 0.82 |
| EPS (Diluted) | 1.16 | 1.08 | 1.03 | 1.04 | 0.97 | 0.93 | 0.94 | 0.83 | 0.91 | 0.76 | 0.63 | 0.82 |
| Shares Outstanding (Basic) | 52.61M | 52.66M | — | 52.69M | 52.78M | 52.72M | — | 52.52M | 52.67M | 53.23M | — | 53.50M |
| Shares Outstanding (Diluted) | 52.78M | 52.78M | — | 52.80M | 52.87M | 52.92M | — | 52.68M | 52.75M | 53.32M | — | 53.61M |
| Net Margin | 27.48% | 26.83% | 25.26% | 26.61% | 25.76% | 25.28% | 25.37% | 23.24% | 26.07% | 23.06% | 19.05% | 25.16% |
This table shows 12 quarterly periods of Community Financial System's income statement, from Q2 2026 back to Q3 2023, across 11 line items including revenue, operating expenses, interest expense. Values in USD; B = billions, M = millions. Fiscal periods follow CBU's reporting calendar. What is a income statement?