Chime Financial Quarterly Cash Flow Statement
NASDAQ: CHYMFinanceFinance: Consumer ServicesUSD
At close: Oct 9, 4:00 PM ET · Delayed 15 min
Chime Financial free cash flow
In the quarter ended Jun 30, 2026, Chime Financial generated $207.5 million of operating cash flow and spent $9.9 million on capital expenditures. That left free cash flow of $197.5 million, a free-cash-flow margin of 29.5% of revenue. Free cash flow was up 646.7% from the prior year's $26.5 million.
Chime Financial returned $136.3 million to shareholders through share repurchases, equal to 69% of free cash flow.
Summary generated from market data by MetaCap's automated system. Methodology
Chime Financial cash flow statement (quarterly)
| Quarter (USD) | Q2 20262026-06-30 | Q1 20262026-03-31 | Q4 20252025-12-31 | Q3 20252025-09-30 | Q2 20252025-06-30 | Q1 20252025-03-31 | Q4 20242024-12-31 | Q3 20242024-09-30 | Q2 20242024-06-30 | Q1 20242024-03-31 |
|---|---|---|---|---|---|---|---|---|---|---|
| Net Income | 27.85M | 53.46M | -44.78M | -54.72M | -923.38M | 12.94M | -19.61M | -22.03M | 385.00K | 15.90M |
| Net Income growth (YoY) | — | +313.14% | — | — | -239937.92% | -18.64% | — | — | — | — |
| Depreciation & Amortization | 7.56M | 7.67M | 7.82M | 7.51M | 7.41M | 7.26M | 7.12M | 6.90M | 6.10M | — |
| Stock-Based Compensation | 69.40M | 60.65M | 67.30M | 84.75M | 910.15M | 8.70M | 8.12M | 10.13M | 6.42M | — |
| Change in Working Capital | 20.91M | -18.39M | -37.34M | -26.24M | 33.25M | -33.07M | -33.56M | -24.85M | — | — |
| Operating Cash Flow | 207.48M | 87.48M | 32.55M | 17.48M | 28.49M | -25.75M | 18.23M | -24.93M | — | — |
| Capital Expenditures | -9.94M | -6.62M | — | -2.06M | -2.04M | -1.59M | — | -3.10M | — | — |
| Investing Cash Flow | -141.94M | 127.31M | 54.80M | -423.61M | 72.42M | 6.70M | 50.45M | 388.00K | — | — |
| Share Repurchases | -136.33M | -85.74M | -77.54M | 0 | 0 | 0 | 0 | -357.00K | — | — |
| Financing Cash Flow | -86.67M | -73.36M | -65.29M | -16.97M | 450.06M | -126.00K | 499.00K | -50.00K | — | — |
| Net Change in Cash | -21.13M | 141.43M | 22.06M | -423.10M | 550.98M | -19.18M | 69.17M | -24.59M | — | — |
| Free Cash Flow | 197.54M | 80.86M | 32.55M | 15.43M | 26.46M | -27.34M | 18.23M | -28.03M | — | — |
This table shows 10 quarterly periods of Chime Financial's cash flow statement, from Q2 2026 back to Q1 2024, across 11 line items including net income, depreciation & amortization, stock-based compensation. Values in USD; B = billions, M = millions. Fiscal periods follow CHYM's reporting calendar. What is a cash flow statement?