Essent Group Quarterly Cash Flow Statement
NYSE: ESNTFinanceProperty-Casualty InsurersUSD
At close: Oct 9, 4:00 PM ET · Delayed 15 min
Essent Group free cash flow
In the quarter ended Jun 30, 2026, Essent Group generated $197.1 million of operating cash flow and spent $972,000 on capital expenditures. That left free cash flow of $196.1 million, a free-cash-flow margin of 54.1% of revenue. Free cash flow was up 3.9% from the prior year's $188.8 million.
Essent Group returned $223.4 million to shareholders: $31.6 million in dividends and $191.8 million in share repurchases, equal to 114% of free cash flow. Free cash flow covered dividend payments 6.2 times.
Summary generated from market data by MetaCap's automated system. Methodology
Essent Group cash flow statement (quarterly)
| Quarter (USD) | Q2 20262026-06-30 | Q1 20262026-03-31 | Q4 20252025-12-31 | Q3 20252025-09-30 | Q2 20252025-06-30 | Q1 20252025-03-31 | Q4 20242024-12-31 | Q3 20242024-09-30 | Q2 20242024-06-30 | Q1 20242024-03-31 | Q4 20232023-12-31 | Q3 20232023-09-30 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Income | 189.71M | 171.80M | 154.98M | 164.22M | 195.34M | 175.43M | 167.90M | 176.18M | 203.61M | 181.72M | 175.37M | 177.96M |
| Net Income growth (YoY) | -2.88% | -2.07% | -7.69% | -6.79% | -4.06% | -3.46% | -4.26% | -1.00% | +18.22% | +6.38% | +19.00% | -0.05% |
| Depreciation & Amortization | 1.20M | 1.23M | 1.25M | 1.26M | 1.34M | 1.37M | 1.43M | 1.49M | 1.47M | 1.39M | 1.34M | 1.74M |
| Stock-Based Compensation | 3.35M | 7.34M | 4.04M | 3.86M | 3.95M | 8.99M | 4.21M | 6.78M | 6.97M | 6.82M | 4.51M | 4.48M |
| Change in Working Capital | -47.84M | -106.80M | 22.15M | 662.00K | -10.22M | 1.99M | 8.08M | 20.25M | -9.55M | 4.60M | 11.21M | 251.00K |
| Operating Cash Flow | 197.09M | 192.04M | 229.09M | 215.86M | 189.54M | 221.57M | 226.71M | 229.20M | 188.69M | 216.94M | 215.45M | 195.05M |
| Capital Expenditures | -972.00K | -818.00K | -1.14M | -5.26M | -742.00K | -221.00K | -721.00K | -503.00K | -1.06M | -4.48M | -2.16M | -1.05M |
| Investing Cash Flow | -27.58M | 16.58M | -41.79M | -64.37M | -104.11M | 55.53M | -107.91M | -343.75M | -103.97M | -151.30M | -129.23M | -134.84M |
| Dividends Paid | -31.64M | -32.55M | -29.48M | -30.05M | -30.87M | -31.66M | -29.39M | -29.47M | -29.57M | -29.62M | -26.42M | -26.50M |
| Share Repurchases | -191.81M | -170.86M | -126.18M | -122.14M | -170.51M | -168.85M | -66.35M | -9.65M | -22.00M | -13.55M | -14.80M | -5.04M |
| Debt Issued | — | — | 0 | — | — | — | 0 | — | — | — | 0 | — |
| Financing Cash Flow | -223.44M | -203.41M | -155.66M | -152.19M | -201.38M | -200.51M | -96.63M | 26.45M | -51.57M | -43.17M | -41.22M | -31.54M |
| Net Change in Cash | -53.93M | 5.21M | 31.64M | -705.00K | -115.95M | 76.59M | 22.17M | -88.10M | 33.15M | 22.47M | 45.01M | 28.68M |
| Free Cash Flow | 196.12M | 191.23M | 227.95M | 210.60M | 188.79M | 221.35M | 225.98M | 228.70M | 187.63M | 212.45M | 213.29M | 194.00M |
This table shows 12 quarterly periods of Essent Group's cash flow statement, from Q2 2026 back to Q3 2023, across 13 line items including net income, depreciation & amortization, stock-based compensation. Values in USD; B = billions, M = millions. Fiscal periods follow ESNT's reporting calendar. What is a cash flow statement?