Flagstar Bank N.A. Quarterly Cash Flow Statement
NYSE: FLGFinanceBanksUSD
At close: Oct 9, 4:00 PM ET · Delayed 15 min
Flagstar Bank N.A. free cash flow
In the quarter ended Jun 30, 2026, Flagstar Bank N.A. generated $226.0 million of operating cash flow. That left free cash flow of $226.0 million, a free-cash-flow margin of 43.8% of revenue. Free cash flow was down 36.3% from the prior year's $355.0 million.
Flagstar Bank N.A. returned $4.0 million to shareholders through dividends, equal to 2% of free cash flow. Free cash flow covered dividend payments 56.5 times.
Summary generated from market data by MetaCap's automated system. Methodology
Flagstar Bank N.A. cash flow statement (quarterly)
| Quarter (USD) | Q2 20262026-06-30 | Q1 20262026-03-31 | Q4 20252025-12-31 | Q3 20252025-09-30 | Q2 20252025-06-30 | Q1 20252025-03-31 | Q4 20242024-12-31 | Q3 20242024-09-30 | Q2 20242024-06-30 | Q1 20242024-03-31 | Q4 20232023-12-31 | Q3 20232023-09-30 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Income | 34.00M | 21.00M | 29.00M | -36.00M | -70.00M | -100.00M | -188.00M | -280.00M | -323.00M | -327.00M | -2.71B | 207.00M |
| Net Income growth (YoY) | — | — | — | — | — | — | — | -235.27% | -178.21% | -116.30% | -1672.67% | +36.18% |
| Depreciation & Amortization | 33.00M | 35.00M | 9.00M | 10.00M | 37.00M | 39.00M | 14.00M | 13.00M | 12.00M | 11.00M | 10.00M | 11.00M |
| Stock-Based Compensation | 19.00M | 14.00M | 15.00M | 17.00M | 14.00M | 15.00M | 16.00M | 17.00M | 15.00M | 6.00M | 14.00M | 13.00M |
| Change in Working Capital | 182.00M | -214.00M | -10.00M | -58.00M | 357.00M | -726.00M | -189.00M | -408.00M | 617.00M | -507.00M | -483.00M | 547.00M |
| Operating Cash Flow | 226.00M | -118.00M | -189.00M | 243.00M | 355.00M | -590.00M | 623.00M | -1.04B | 796.00M | -294.00M | 779.00M | 1.05B |
| Investing Cash Flow | -2.56B | 1.41B | 1.77B | 757.00M | 589.00M | -425.00M | 4.45B | 9.83B | -788.00M | 1.96B | -1.73B | -1.73B |
| Dividends Paid | -4.00M | -5.00M | -3.00M | -4.00M | -4.00M | -4.00M | -5.00M | -3.00M | -37.00M | -8.00M | -122.00M | -125.00M |
| Share Repurchases | — | — | — | — | — | — | — | — | — | 0 | 0 | 0 |
| Debt Issued | 500.00M | 1.50B | 3.50B | 0 | 500.00M | 0 | 15.99B | 1.45B | 0 | 10.80B | 16.18B | 3.17B |
| Debt Repaid | -1.50B | -1.00B | -5.00B | -500.00M | -1.00B | 0 | -18.59B | -3.70B | -249.00M | -8.30B | -9.65B | -6.35B |
| Financing Cash Flow | 424.00M | -188.00M | -4.16B | -612.00M | -5.42B | -1.90B | -12.67B | -4.69B | 6.02B | -247.00M | 5.43B | -8.21B |
| Net Change in Cash | -1.91B | 1.11B | -2.58B | 388.00M | -4.48B | -2.91B | -7.59B | 4.09B | 6.03B | 1.42B | 4.48B | -8.89B |
| Free Cash Flow | 226.00M | -118.00M | -189.00M | 243.00M | 355.00M | -590.00M | 623.00M | -1.04B | 796.00M | -294.00M | 779.00M | 1.05B |
This table shows 12 quarterly periods of Flagstar Bank N.A.'s cash flow statement, from Q2 2026 back to Q3 2023, across 14 line items including net income, depreciation & amortization, stock-based compensation. Values in USD; B = billions, M = millions. Fiscal periods follow FLG's reporting calendar. What is a cash flow statement?