German American Bancorp Quarterly Cash Flow Statement
NASDAQ: GABCFinanceMajor BanksUSD
At close: Oct 9, 4:00 PM ET · Delayed 15 min
German American Bancorp free cash flow
In the quarter ended Jun 30, 2026, German American Bancorp generated $58.1 million of operating cash flow and spent $2.9 million on capital expenditures. That left free cash flow of $55.3 million, a free-cash-flow margin of 43.5% of revenue. Free cash flow was up 111.2% from the prior year's $26.2 million.
German American Bancorp returned $11.6 million to shareholders through dividends, equal to 21% of free cash flow. Free cash flow covered dividend payments 4.8 times.
Summary generated from market data by MetaCap's automated system. Methodology
German American Bancorp cash flow statement (quarterly)
| Quarter (USD) | Q2 20262026-06-30 | Q1 20262026-03-31 | Q4 20252025-12-31 | Q3 20252025-09-30 | Q2 20252025-06-30 | Q1 20252025-03-31 | Q4 20242024-12-31 | Q3 20242024-09-30 | Q2 20242024-06-30 | Q1 20242024-03-31 | Q4 20232023-12-31 | Q3 20232023-09-30 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Income | 38.17M | 33.15M | 35.68M | 35.07M | 31.36M | 10.52M | 23.21M | 21.05M | 20.53M | 19.02M | 21.51M | 21.45M |
| Net Income growth (YoY) | +21.72% | +215.22% | +53.73% | +66.64% | +52.76% | -44.71% | +7.92% | -1.88% | -7.20% | -8.58% | -11.91% | -12.79% |
| Depreciation & Amortization | 4.77M | 4.88M | 5.00M | 5.16M | 4.80M | 3.75M | 2.32M | 2.30M | 2.33M | 2.34M | 2.35M | 2.37M |
| Stock-Based Compensation | 819.00K | 499.00K | 807.00K | 787.00K | 799.00K | 481.00K | 681.00K | 828.00K | 914.00K | 524.00K | 466.00K | 497.00K |
| Change in Working Capital | 4.66M | 5.57M | -2.08M | 8.37M | -3.32M | 6.70M | 1.00M | -5.86M | -96.00K | 5.34M | 3.03M | -2.85M |
| Operating Cash Flow | 58.11M | 37.04M | 42.67M | 51.80M | 26.92M | 37.93M | 28.69M | 24.51M | 18.71M | 23.85M | 29.58M | 24.42M |
| Capital Expenditures | -2.85M | -1.07M | -1.65M | -1.66M | -751.00K | -1.25M | -656.00K | -1.48M | -1.67M | -1.24M | -248.00K | -1.03M |
| Investing Cash Flow | -90.81M | 2.50M | -115.59M | -55.22M | -100.29M | 210.83M | -91.16M | -145.45M | 126.14M | 28.06M | -62.38M | -40.14M |
| Dividends Paid | -11.59M | -11.58M | -10.82M | -10.82M | -10.82M | -10.81M | -7.96M | -7.96M | -7.96M | -7.96M | -7.36M | -7.36M |
| Debt Issued | 0 | 0 | 0 | 25.00M | 0 | 0 | 0 | 25.00M | 25.00M | 25.00M | 0 | 0 |
| Debt Repaid | -74.00K | -71.00K | -40.31M | -24.09M | -45.00K | -36.00K | -43.00K | -39.00K | -25.04M | -25.04M | -35.00K | -34.00K |
| Financing Cash Flow | 2.93M | -34.00M | -64.35M | 58.92M | -168.77M | 4.75M | 55.70M | -12.83M | 61.00M | -43.77M | 17.41M | 7.47M |
| Net Change in Cash | -29.77M | 5.54M | -137.27M | 55.50M | -242.14M | 253.50M | -6.76M | -133.76M | 205.85M | 8.14M | -15.39M | -8.25M |
| Free Cash Flow | 55.26M | 35.98M | 41.02M | 50.15M | 26.16M | 36.67M | 28.04M | 23.03M | 17.04M | 22.61M | 29.33M | 23.38M |
This table shows 12 quarterly periods of German American Bancorp's cash flow statement, from Q2 2026 back to Q3 2023, across 14 line items including net income, depreciation & amortization, stock-based compensation. Values in USD; B = billions, M = millions. Fiscal periods follow GABC's reporting calendar. What is a cash flow statement?