Live Oak Bancshares Quarterly Income Statement
NYSE: LOBFinanceMajor BanksUSD
At close: Oct 9, 4:00 PM ET · Delayed 15 min
Live Oak Bancshares revenue and earnings
In the quarter ended Jun 30, 2026, Live Oak Bancshares generated $156.1 million in revenue, up 5104.8% from the same quarter a year earlier. Net income was $36.8 million (+57.1% year over year), for a net margin of 23.6% versus a median of 780.9% in the prior 5 quarters. Diluted earnings per share came in at $0.74, up from $0.51.
Summary generated from market data by MetaCap's automated system. Methodology
Live Oak Bancshares income statement (quarterly)
| Quarter (USD) | Q2 20262026-06-30 | Q1 20262026-03-31 | Q4 20252025-12-31 | Q3 20252025-09-30 | Q2 20252025-06-30 | Q1 20252025-03-31 | Q4 20242024-12-31 | Q3 20242024-09-30 | Q2 20242024-06-30 | Q1 20242024-03-31 | Q4 20232023-12-31 | Q3 20232023-09-30 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 156.15M | 145.47M | 2.00M | 2.00M | 3.00M | 2.50M | 2.30M | 2.30M | 2.30M | 2.40M | 2.40M | 2.40M |
| Revenue growth (YoY) | +5104.83% | +5718.96% | -13.04% | -13.04% | +30.43% | +4.17% | -4.17% | -4.17% | -4.17% | 0.00% | 0.00% | 0.00% |
| Operating Expenses | 84.53M | 85.29M | 78.10M | 87.28M | 85.22M | 80.81M | 70.13M | 77.59M | 77.66M | 77.74M | 85.47M | 74.26M |
| Interest Expense | 116.38M | 114.46M | 116.53M | 115.94M | 115.06M | 112.57M | 115.09M | 111.94M | 107.13M | 102.31M | 96.96M | 91.20M |
| Pretax Income | 45.82M | 40.08M | 61.91M | 36.57M | 31.20M | 13.13M | 13.23M | 17.84M | 36.06M | 22.11M | 17.48M | 42.76M |
| Income Tax | 9.12M | 10.13M | 15.79M | 10.11M | 7.82M | 3.46M | 3.39M | 4.82M | 9.10M | -5.48M | 1.32M | 2.97M |
| Net Income | 36.80M | 30.04M | 46.21M | 26.52M | 23.43M | 9.72M | 9.90M | 13.03M | 26.96M | 27.59M | 16.16M | 39.79M |
| Net Income growth (YoY) | +57.06% | +209.15% | +366.77% | +103.58% | -13.11% | -64.78% | -38.75% | -67.27% | +53.69% | +6831.16% | +801.95% | -7.17% |
| EPS (Basic) | 0.75 | 0.61 | 0.97 | 0.56 | 0.51 | 0.21 | 0.22 | 0.28 | 0.60 | 0.62 | 0.37 | 0.89 |
| EPS (Diluted) | 0.74 | 0.60 | 0.96 | 0.55 | 0.51 | 0.21 | 0.22 | 0.28 | 0.59 | 0.60 | 0.36 | 0.88 |
| Shares Outstanding (Basic) | 46.27M | 46.14M | — | 45.78M | 45.63M | 45.38M | — | 45.07M | 44.97M | 44.76M | — | 44.41M |
| Shares Outstanding (Diluted) | 46.59M | 46.51M | — | 46.22M | 45.80M | 45.75M | — | 45.95M | 45.53M | 45.64M | — | 45.27M |
| Net Margin | 23.56% | 20.65% | 2310.50% | 1325.80% | 780.93% | 388.68% | 430.43% | 566.30% | 1172.30% | 1149.42% | 673.46% | 1658.04% |
This table shows 12 quarterly periods of Live Oak Bancshares's income statement, from Q2 2026 back to Q3 2023, across 11 line items including revenue, operating expenses, interest expense. Values in USD; B = billions, M = millions. Fiscal periods follow LOB's reporting calendar. What is a income statement?